LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,883
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,808
−HK$1,956/mo
Today · 4.125%
HK$65,764
baseline
▲ 0.50% · 4.625%
HK$69,766
+HK$4,002/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$131,528/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,845
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,691
−HK$1,873/mo
Today · 4.125%
HK$72,564
baseline
▲ 0.50% · 4.625%
HK$76,389
+HK$3,825/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$145,128/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,260
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,570
−HK$2,347/mo
Today · 4.125%
HK$78,917
baseline
▲ 0.50% · 4.625%
HK$83,719
+HK$4,802/mo
Deposit HK$10.86M · loan HK$16.28M · min. income ≈ HK$157,834/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,614
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,829
−HK$2,248/mo
Today · 4.125%
HK$87,077
baseline
▲ 0.50% · 4.625%
HK$91,667
+HK$4,590/mo
Deposit HK$10.86M · loan HK$16.28M · min. income ≈ HK$174,154/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,637
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,332
−HK$2,738/mo
Today · 4.125%
HK$92,070
baseline
▲ 0.50% · 4.625%
HK$97,672
+HK$5,602/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$184,140/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,383
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,968
−HK$2,622/mo
Today · 4.125%
HK$101,590
baseline
▲ 0.50% · 4.625%
HK$106,945
+HK$5,355/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$203,180/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,390
−HK$6,985/mo
▼ 0.25% · 3.875%
HK$114,855
−HK$3,520/mo
Today · 4.125%
HK$118,375
baseline
▲ 0.50% · 4.625%
HK$125,578
+HK$7,203/mo
Deposit HK$2.71M · loan HK$24.42M · min. income ≈ HK$236,750/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,921
−HK$6,695/mo
▼ 0.25% · 3.875%
HK$127,244
−HK$3,372/mo
Today · 4.125%
HK$130,616
baseline
▲ 0.50% · 4.625%
HK$137,501
+HK$6,885/mo
Deposit HK$2.71M · loan HK$24.42M · min. income ≈ HK$261,232/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,400 · Scale 2, in force from 26 Feb 2026)