LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,888
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,813
−HK$1,956/mo
Today · 4.125%
HK$65,769
baseline
▲ 0.50% · 4.625%
HK$69,771
+HK$4,002/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$131,538/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,850
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,696
−HK$1,874/mo
Today · 4.125%
HK$72,570
baseline
▲ 0.50% · 4.625%
HK$76,395
+HK$3,825/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$145,140/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,266
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,576
−HK$2,347/mo
Today · 4.125%
HK$78,923
baseline
▲ 0.50% · 4.625%
HK$83,725
+HK$4,802/mo
Deposit HK$10.86M · loan HK$16.28M · min. income ≈ HK$157,846/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,620
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,836
−HK$2,248/mo
Today · 4.125%
HK$87,084
baseline
▲ 0.50% · 4.625%
HK$91,674
+HK$4,590/mo
Deposit HK$10.86M · loan HK$16.28M · min. income ≈ HK$174,168/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,643
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,339
−HK$2,738/mo
Today · 4.125%
HK$92,077
baseline
▲ 0.50% · 4.625%
HK$97,679
+HK$5,602/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$184,154/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,390
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,975
−HK$2,623/mo
Today · 4.125%
HK$101,598
baseline
▲ 0.50% · 4.625%
HK$106,953
+HK$5,355/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$203,196/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,399
−HK$6,985/mo
▼ 0.25% · 3.875%
HK$114,864
−HK$3,520/mo
Today · 4.125%
HK$118,384
baseline
▲ 0.50% · 4.625%
HK$125,588
+HK$7,204/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$236,768/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,930
−HK$6,695/mo
▼ 0.25% · 3.875%
HK$127,254
−HK$3,371/mo
Today · 4.125%
HK$130,625
baseline
▲ 0.50% · 4.625%
HK$137,511
+HK$6,886/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$261,250/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,488 · Scale 2, in force from 26 Feb 2026)