LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,889
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,814
−HK$1,956/mo
Today · 4.125%
HK$65,770
baseline
▲ 0.50% · 4.625%
HK$69,772
+HK$4,002/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$131,540/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,851
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,697
−HK$1,874/mo
Today · 4.125%
HK$72,571
baseline
▲ 0.50% · 4.625%
HK$76,396
+HK$3,825/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$145,142/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,267
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,577
−HK$2,347/mo
Today · 4.125%
HK$78,924
baseline
▲ 0.50% · 4.625%
HK$83,726
+HK$4,802/mo
Deposit HK$10.86M · loan HK$16.28M · min. income ≈ HK$157,848/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,621
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,837
−HK$2,248/mo
Today · 4.125%
HK$87,085
baseline
▲ 0.50% · 4.625%
HK$91,675
+HK$4,590/mo
Deposit HK$10.86M · loan HK$16.28M · min. income ≈ HK$174,170/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,645
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,340
−HK$2,738/mo
Today · 4.125%
HK$92,078
baseline
▲ 0.50% · 4.625%
HK$97,681
+HK$5,603/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$184,156/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,391
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,976
−HK$2,623/mo
Today · 4.125%
HK$101,599
baseline
▲ 0.50% · 4.625%
HK$106,954
+HK$5,355/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$203,198/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,400
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$114,865
−HK$3,521/mo
Today · 4.125%
HK$118,386
baseline
▲ 0.50% · 4.625%
HK$125,589
+HK$7,203/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$236,772/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,932
−HK$6,695/mo
▼ 0.25% · 3.875%
HK$127,255
−HK$3,372/mo
Today · 4.125%
HK$130,627
baseline
▲ 0.50% · 4.625%
HK$137,513
+HK$6,886/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$261,254/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,504 · Scale 2, in force from 26 Feb 2026)