LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,890
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,815
−HK$1,956/mo
Today · 4.125%
HK$65,771
baseline
▲ 0.50% · 4.625%
HK$69,773
+HK$4,002/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$131,542/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,852
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,699
−HK$1,873/mo
Today · 4.125%
HK$72,572
baseline
▲ 0.50% · 4.625%
HK$76,397
+HK$3,825/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$145,144/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,268
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,578
−HK$2,347/mo
Today · 4.125%
HK$78,925
baseline
▲ 0.50% · 4.625%
HK$83,728
+HK$4,803/mo
Deposit HK$10.86M · loan HK$16.29M · min. income ≈ HK$157,850/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,623
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,839
−HK$2,247/mo
Today · 4.125%
HK$87,086
baseline
▲ 0.50% · 4.625%
HK$91,677
+HK$4,591/mo
Deposit HK$10.86M · loan HK$16.29M · min. income ≈ HK$174,172/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,646
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,341
−HK$2,739/mo
Today · 4.125%
HK$92,080
baseline
▲ 0.50% · 4.625%
HK$97,683
+HK$5,603/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$184,160/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,393
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,978
−HK$2,623/mo
Today · 4.125%
HK$101,601
baseline
▲ 0.50% · 4.625%
HK$106,956
+HK$5,355/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$203,202/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,402
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$114,868
−HK$3,520/mo
Today · 4.125%
HK$118,388
baseline
▲ 0.50% · 4.625%
HK$125,592
+HK$7,204/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$236,776/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,934
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$127,258
−HK$3,372/mo
Today · 4.125%
HK$130,630
baseline
▲ 0.50% · 4.625%
HK$137,515
+HK$6,885/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$261,260/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,525 · Scale 2, in force from 26 Feb 2026)