LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,892
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,818
−HK$1,956/mo
Today · 4.125%
HK$65,774
baseline
▲ 0.50% · 4.625%
HK$69,776
+HK$4,002/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$131,548/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,855
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,701
−HK$1,874/mo
Today · 4.125%
HK$72,575
baseline
▲ 0.50% · 4.625%
HK$76,400
+HK$3,825/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$145,150/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,153,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,271
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,581
−HK$2,347/mo
Today · 4.125%
HK$78,928
baseline
▲ 0.50% · 4.625%
HK$83,731
+HK$4,803/mo
Deposit HK$10.86M · loan HK$16.29M · min. income ≈ HK$157,856/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,626
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,841
−HK$2,249/mo
Today · 4.125%
HK$87,090
baseline
▲ 0.50% · 4.625%
HK$91,680
+HK$4,590/mo
Deposit HK$10.86M · loan HK$16.29M · min. income ≈ HK$174,180/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,649
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,345
−HK$2,738/mo
Today · 4.125%
HK$92,083
baseline
▲ 0.50% · 4.625%
HK$97,686
+HK$5,603/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$184,166/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,396
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,982
−HK$2,622/mo
Today · 4.125%
HK$101,604
baseline
▲ 0.50% · 4.625%
HK$106,960
+HK$5,356/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$203,208/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,406
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$114,872
−HK$3,520/mo
Today · 4.125%
HK$118,392
baseline
▲ 0.50% · 4.625%
HK$125,596
+HK$7,204/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$236,784/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,938
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$127,262
−HK$3,372/mo
Today · 4.125%
HK$130,634
baseline
▲ 0.50% · 4.625%
HK$137,520
+HK$6,886/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$261,268/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,566 · Scale 2, in force from 26 Feb 2026)