LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,903
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,828
−HK$1,957/mo
Today · 4.125%
HK$65,785
baseline
▲ 0.50% · 4.625%
HK$69,787
+HK$4,002/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$131,570/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,153,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,866
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,713
−HK$1,874/mo
Today · 4.125%
HK$72,587
baseline
▲ 0.50% · 4.625%
HK$76,413
+HK$3,826/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$145,174/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,153,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,283
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,594
−HK$2,347/mo
Today · 4.125%
HK$78,941
baseline
▲ 0.50% · 4.625%
HK$83,745
+HK$4,804/mo
Deposit HK$10.86M · loan HK$16.29M · min. income ≈ HK$157,882/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,639
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$84,856
−HK$2,248/mo
Today · 4.125%
HK$87,104
baseline
▲ 0.50% · 4.625%
HK$91,696
+HK$4,592/mo
Deposit HK$10.86M · loan HK$16.29M · min. income ≈ HK$174,208/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,664
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,360
−HK$2,738/mo
Today · 4.125%
HK$92,098
baseline
▲ 0.50% · 4.625%
HK$97,702
+HK$5,604/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$184,196/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,413
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$98,998
−HK$2,624/mo
Today · 4.125%
HK$101,622
baseline
▲ 0.50% · 4.625%
HK$106,978
+HK$5,356/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$203,244/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,425
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$114,891
−HK$3,521/mo
Today · 4.125%
HK$118,412
baseline
▲ 0.50% · 4.625%
HK$125,617
+HK$7,205/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$236,824/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,959
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$127,284
−HK$3,372/mo
Today · 4.125%
HK$130,656
baseline
▲ 0.50% · 4.625%
HK$137,543
+HK$6,887/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$261,312/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,759 · Scale 2, in force from 26 Feb 2026)