LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,908
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,834
−HK$1,956/mo
Today · 4.125%
HK$65,790
baseline
▲ 0.50% · 4.625%
HK$69,793
+HK$4,003/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$131,580/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,153,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,872
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,719
−HK$1,874/mo
Today · 4.125%
HK$72,593
baseline
▲ 0.50% · 4.625%
HK$76,419
+HK$3,826/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$145,186/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,153,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,289
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$76,600
−HK$2,348/mo
Today · 4.125%
HK$78,948
baseline
▲ 0.50% · 4.625%
HK$83,752
+HK$4,804/mo
Deposit HK$10.86M · loan HK$16.29M · min. income ≈ HK$157,896/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,646
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$84,863
−HK$2,248/mo
Today · 4.125%
HK$87,111
baseline
▲ 0.50% · 4.625%
HK$91,703
+HK$4,592/mo
Deposit HK$10.86M · loan HK$16.29M · min. income ≈ HK$174,222/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,671
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$89,367
−HK$2,739/mo
Today · 4.125%
HK$92,106
baseline
▲ 0.50% · 4.625%
HK$97,710
+HK$5,604/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$184,212/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,421
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$99,007
−HK$2,623/mo
Today · 4.125%
HK$101,630
baseline
▲ 0.50% · 4.625%
HK$106,987
+HK$5,357/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$203,260/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,434
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$114,900
−HK$3,522/mo
Today · 4.125%
HK$118,422
baseline
▲ 0.50% · 4.625%
HK$125,628
+HK$7,206/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$236,844/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,969
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$127,294
−HK$3,373/mo
Today · 4.125%
HK$130,667
baseline
▲ 0.50% · 4.625%
HK$137,555
+HK$6,888/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$261,334/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,855 · Scale 2, in force from 26 Feb 2026)