LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,909
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,834
−HK$1,957/mo
Today · 4.125%
HK$65,791
baseline
▲ 0.50% · 4.625%
HK$69,794
+HK$4,003/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$131,582/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,153,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,873
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,720
−HK$1,874/mo
Today · 4.125%
HK$72,594
baseline
▲ 0.50% · 4.625%
HK$76,420
+HK$3,826/mo
Deposit HK$13.57M · loan HK$13.57M · min. income ≈ HK$145,188/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,153,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,290
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$76,601
−HK$2,348/mo
Today · 4.125%
HK$78,949
baseline
▲ 0.50% · 4.625%
HK$83,753
+HK$4,804/mo
Deposit HK$10.86M · loan HK$16.29M · min. income ≈ HK$157,898/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,647
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$84,864
−HK$2,248/mo
Today · 4.125%
HK$87,112
baseline
▲ 0.50% · 4.625%
HK$91,704
+HK$4,592/mo
Deposit HK$10.86M · loan HK$16.29M · min. income ≈ HK$174,224/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$1,153,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,672
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$89,368
−HK$2,739/mo
Today · 4.125%
HK$92,107
baseline
▲ 0.50% · 4.625%
HK$97,712
+HK$5,605/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$184,214/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,422
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$99,008
−HK$2,623/mo
Today · 4.125%
HK$101,631
baseline
▲ 0.50% · 4.625%
HK$106,988
+HK$5,357/mo
Deposit HK$8.14M · loan HK$19.00M · min. income ≈ HK$203,262/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,153,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,435
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$114,902
−HK$3,521/mo
Today · 4.125%
HK$118,423
baseline
▲ 0.50% · 4.625%
HK$125,629
+HK$7,206/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$236,846/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,971
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$127,296
−HK$3,372/mo
Today · 4.125%
HK$130,668
baseline
▲ 0.50% · 4.625%
HK$137,556
+HK$6,888/mo
Deposit HK$2.71M · loan HK$24.43M · min. income ≈ HK$261,336/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,153,867 · Scale 2, in force from 26 Feb 2026)