LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,924
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,850
−HK$1,957/mo
Today · 4.125%
HK$65,807
baseline
▲ 0.50% · 4.625%
HK$69,811
+HK$4,004/mo
Deposit HK$13.58M · loan HK$13.58M · min. income ≈ HK$131,614/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,154,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,890
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,737
−HK$1,875/mo
Today · 4.125%
HK$72,612
baseline
▲ 0.50% · 4.625%
HK$76,439
+HK$3,827/mo
Deposit HK$13.58M · loan HK$13.58M · min. income ≈ HK$145,224/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,154,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,309
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,620
−HK$2,349/mo
Today · 4.125%
HK$78,969
baseline
▲ 0.50% · 4.625%
HK$83,774
+HK$4,805/mo
Deposit HK$10.86M · loan HK$16.29M · min. income ≈ HK$157,938/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,154,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,668
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$84,885
−HK$2,249/mo
Today · 4.125%
HK$87,134
baseline
▲ 0.50% · 4.625%
HK$91,727
+HK$4,593/mo
Deposit HK$10.86M · loan HK$16.29M · min. income ≈ HK$174,268/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,154,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,694
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$89,390
−HK$2,740/mo
Today · 4.125%
HK$92,130
baseline
▲ 0.50% · 4.625%
HK$97,736
+HK$5,606/mo
Deposit HK$8.15M · loan HK$19.01M · min. income ≈ HK$184,260/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,154,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,446
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$99,032
−HK$2,624/mo
Today · 4.125%
HK$101,656
baseline
▲ 0.50% · 4.625%
HK$107,015
+HK$5,359/mo
Deposit HK$8.15M · loan HK$19.01M · min. income ≈ HK$203,312/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$1,154,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,463
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$114,930
−HK$3,523/mo
Today · 4.125%
HK$118,453
baseline
▲ 0.50% · 4.625%
HK$125,660
+HK$7,207/mo
Deposit HK$2.72M · loan HK$24.44M · min. income ≈ HK$236,906/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,154,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,002
−HK$6,699/mo
▼ 0.25% · 3.875%
HK$127,327
−HK$3,374/mo
Today · 4.125%
HK$130,701
baseline
▲ 0.50% · 4.625%
HK$137,590
+HK$6,889/mo
Deposit HK$2.72M · loan HK$24.44M · min. income ≈ HK$261,402/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,154,154 · Scale 2, in force from 26 Feb 2026)