LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,990
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,918
−HK$1,959/mo
Today · 4.125%
HK$65,877
baseline
▲ 0.50% · 4.625%
HK$69,885
+HK$4,008/mo
Deposit HK$13.59M · loan HK$13.59M · min. income ≈ HK$131,754/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,155,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,963
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,812
−HK$1,877/mo
Today · 4.125%
HK$72,689
baseline
▲ 0.50% · 4.625%
HK$76,520
+HK$3,831/mo
Deposit HK$13.59M · loan HK$13.59M · min. income ≈ HK$145,378/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,155,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,387
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,701
−HK$2,351/mo
Today · 4.125%
HK$79,052
baseline
▲ 0.50% · 4.625%
HK$83,862
+HK$4,810/mo
Deposit HK$10.87M · loan HK$16.31M · min. income ≈ HK$158,104/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,155,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,755
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,975
−HK$2,251/mo
Today · 4.125%
HK$87,226
baseline
▲ 0.50% · 4.625%
HK$91,824
+HK$4,598/mo
Deposit HK$10.87M · loan HK$16.31M · min. income ≈ HK$174,452/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,155,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,785
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$89,485
−HK$2,743/mo
Today · 4.125%
HK$92,228
baseline
▲ 0.50% · 4.625%
HK$97,839
+HK$5,611/mo
Deposit HK$8.16M · loan HK$19.03M · min. income ≈ HK$184,456/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$1,155,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,548
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,137
−HK$2,627/mo
Today · 4.125%
HK$101,764
baseline
▲ 0.50% · 4.625%
HK$107,128
+HK$5,364/mo
Deposit HK$8.16M · loan HK$19.03M · min. income ≈ HK$203,528/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$1,155,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,581
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$115,052
−HK$3,526/mo
Today · 4.125%
HK$118,578
baseline
▲ 0.50% · 4.625%
HK$125,793
+HK$7,215/mo
Deposit HK$2.72M · loan HK$24.47M · min. income ≈ HK$237,156/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,155,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,133
−HK$6,706/mo
▼ 0.25% · 3.875%
HK$127,462
−HK$3,377/mo
Today · 4.125%
HK$130,839
baseline
▲ 0.50% · 4.625%
HK$137,736
+HK$6,897/mo
Deposit HK$2.72M · loan HK$24.47M · min. income ≈ HK$261,678/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$1,155,377 · Scale 2, in force from 26 Feb 2026)