LTV · monthly repayment
▼ 0.50% · 3.625%
HK$620,099
−HK$38,885/mo
▼ 0.25% · 3.875%
HK$639,387
−HK$19,597/mo
Today · 4.125%
HK$658,984
baseline
▲ 0.50% · 4.625%
HK$699,082
+HK$40,098/mo
Deposit HK$135.97M · loan HK$135.97M · min. income ≈ HK$1,317,968/mo (50% DSR)
Upfront cash ≈ HK$153.65M (deposit + AVD stamp duty HK$17,676,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$689,854
−HK$37,270/mo
▼ 0.25% · 3.875%
HK$708,355
−HK$18,769/mo
Today · 4.125%
HK$727,124
baseline
▲ 0.50% · 4.625%
HK$765,452
+HK$38,328/mo
Deposit HK$135.97M · loan HK$135.97M · min. income ≈ HK$1,454,248/mo (50% DSR)
Upfront cash ≈ HK$153.65M (deposit + AVD stamp duty HK$17,676,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$744,119
−HK$46,662/mo
▼ 0.25% · 3.875%
HK$767,265
−HK$23,516/mo
Today · 4.125%
HK$790,781
baseline
▲ 0.50% · 4.625%
HK$838,899
+HK$48,118/mo
Deposit HK$108.78M · loan HK$163.17M · min. income ≈ HK$1,581,562/mo (50% DSR)
Upfront cash ≈ HK$126.45M (deposit + AVD stamp duty HK$17,676,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$827,824
−HK$44,725/mo
▼ 0.25% · 3.875%
HK$850,026
−HK$22,523/mo
Today · 4.125%
HK$872,549
baseline
▲ 0.50% · 4.625%
HK$918,543
+HK$45,994/mo
Deposit HK$108.78M · loan HK$163.17M · min. income ≈ HK$1,745,098/mo (50% DSR)
Upfront cash ≈ HK$126.45M (deposit + AVD stamp duty HK$17,676,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$868,138
−HK$54,440/mo
▼ 0.25% · 3.875%
HK$895,142
−HK$27,436/mo
Today · 4.125%
HK$922,578
baseline
▲ 0.50% · 4.625%
HK$978,715
+HK$56,137/mo
Deposit HK$81.58M · loan HK$190.36M · min. income ≈ HK$1,845,156/mo (50% DSR)
Upfront cash ≈ HK$99.26M (deposit + AVD stamp duty HK$17,676,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$965,795
−HK$52,179/mo
▼ 0.25% · 3.875%
HK$991,697
−HK$26,277/mo
Today · 4.125%
HK$1,017,974
baseline
▲ 0.50% · 4.625%
HK$1,071,633
+HK$53,659/mo
Deposit HK$81.58M · loan HK$190.36M · min. income ≈ HK$2,035,948/mo (50% DSR)
Upfront cash ≈ HK$99.26M (deposit + AVD stamp duty HK$17,676,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,116,178
−HK$69,994/mo
▼ 0.25% · 3.875%
HK$1,150,897
−HK$35,275/mo
Today · 4.125%
HK$1,186,172
baseline
▲ 0.50% · 4.625%
HK$1,258,348
+HK$72,176/mo
Deposit HK$27.19M · loan HK$244.75M · min. income ≈ HK$2,372,344/mo (50% DSR)
Upfront cash ≈ HK$44.87M (deposit + AVD stamp duty HK$17,676,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,241,737
−HK$67,087/mo
▼ 0.25% · 3.875%
HK$1,275,039
−HK$33,785/mo
Today · 4.125%
HK$1,308,824
baseline
▲ 0.50% · 4.625%
HK$1,377,814
+HK$68,990/mo
Deposit HK$27.19M · loan HK$244.75M · min. income ≈ HK$2,617,648/mo (50% DSR)
Upfront cash ≈ HK$44.87M (deposit + AVD stamp duty HK$17,676,268 · Scale 2, in force from 26 Feb 2026)