LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,020
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,949
−HK$1,960/mo
Today · 4.125%
HK$65,909
baseline
▲ 0.50% · 4.625%
HK$69,919
+HK$4,010/mo
Deposit HK$13.60M · loan HK$13.60M · min. income ≈ HK$131,818/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,155,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,996
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,847
−HK$1,877/mo
Today · 4.125%
HK$72,724
baseline
▲ 0.50% · 4.625%
HK$76,557
+HK$3,833/mo
Deposit HK$13.60M · loan HK$13.60M · min. income ≈ HK$145,448/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,155,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,424
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$76,739
−HK$2,352/mo
Today · 4.125%
HK$79,091
baseline
▲ 0.50% · 4.625%
HK$83,903
+HK$4,812/mo
Deposit HK$10.88M · loan HK$16.32M · min. income ≈ HK$158,182/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,155,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,796
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$85,016
−HK$2,253/mo
Today · 4.125%
HK$87,269
baseline
▲ 0.50% · 4.625%
HK$91,869
+HK$4,600/mo
Deposit HK$10.88M · loan HK$16.32M · min. income ≈ HK$174,538/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,155,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,828
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$89,528
−HK$2,744/mo
Today · 4.125%
HK$92,272
baseline
▲ 0.50% · 4.625%
HK$97,887
+HK$5,615/mo
Deposit HK$8.16M · loan HK$19.04M · min. income ≈ HK$184,544/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$1,155,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,595
−HK$5,219/mo
▼ 0.25% · 3.875%
HK$99,185
−HK$2,629/mo
Today · 4.125%
HK$101,814
baseline
▲ 0.50% · 4.625%
HK$107,180
+HK$5,366/mo
Deposit HK$8.16M · loan HK$19.04M · min. income ≈ HK$203,628/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$1,155,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,635
−HK$7,001/mo
▼ 0.25% · 3.875%
HK$115,108
−HK$3,528/mo
Today · 4.125%
HK$118,636
baseline
▲ 0.50% · 4.625%
HK$125,855
+HK$7,219/mo
Deposit HK$2.72M · loan HK$24.48M · min. income ≈ HK$237,272/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,155,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,193
−HK$6,710/mo
▼ 0.25% · 3.875%
HK$127,524
−HK$3,379/mo
Today · 4.125%
HK$130,903
baseline
▲ 0.50% · 4.625%
HK$137,803
+HK$6,900/mo
Deposit HK$2.72M · loan HK$24.48M · min. income ≈ HK$261,806/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,155,939 · Scale 2, in force from 26 Feb 2026)