LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,054
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,984
−HK$1,961/mo
Today · 4.125%
HK$65,945
baseline
▲ 0.50% · 4.625%
HK$69,958
+HK$4,013/mo
Deposit HK$13.61M · loan HK$13.61M · min. income ≈ HK$131,890/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,156,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,034
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,886
−HK$1,878/mo
Today · 4.125%
HK$72,764
baseline
▲ 0.50% · 4.625%
HK$76,599
+HK$3,835/mo
Deposit HK$13.61M · loan HK$13.61M · min. income ≈ HK$145,528/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,156,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,464
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,781
−HK$2,353/mo
Today · 4.125%
HK$79,134
baseline
▲ 0.50% · 4.625%
HK$83,949
+HK$4,815/mo
Deposit HK$10.89M · loan HK$16.33M · min. income ≈ HK$158,268/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,156,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,841
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,063
−HK$2,254/mo
Today · 4.125%
HK$87,317
baseline
▲ 0.50% · 4.625%
HK$91,919
+HK$4,602/mo
Deposit HK$10.89M · loan HK$16.33M · min. income ≈ HK$174,634/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,156,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,875
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$89,577
−HK$2,746/mo
Today · 4.125%
HK$92,323
baseline
▲ 0.50% · 4.625%
HK$97,941
+HK$5,618/mo
Deposit HK$8.16M · loan HK$19.05M · min. income ≈ HK$184,646/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$1,156,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,648
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$99,240
−HK$2,629/mo
Today · 4.125%
HK$101,869
baseline
▲ 0.50% · 4.625%
HK$107,239
+HK$5,370/mo
Deposit HK$8.16M · loan HK$19.05M · min. income ≈ HK$203,738/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$1,156,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,697
−HK$7,004/mo
▼ 0.25% · 3.875%
HK$115,171
−HK$3,530/mo
Today · 4.125%
HK$118,701
baseline
▲ 0.50% · 4.625%
HK$125,924
+HK$7,223/mo
Deposit HK$2.72M · loan HK$24.49M · min. income ≈ HK$237,402/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,156,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,261
−HK$6,714/mo
▼ 0.25% · 3.875%
HK$127,594
−HK$3,381/mo
Today · 4.125%
HK$130,975
baseline
▲ 0.50% · 4.625%
HK$137,879
+HK$6,904/mo
Deposit HK$2.72M · loan HK$24.49M · min. income ≈ HK$261,950/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,156,573 · Scale 2, in force from 26 Feb 2026)