LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,064
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$63,994
−HK$1,962/mo
Today · 4.125%
HK$65,956
baseline
▲ 0.50% · 4.625%
HK$69,969
+HK$4,013/mo
Deposit HK$13.61M · loan HK$13.61M · min. income ≈ HK$131,912/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,156,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,045
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,897
−HK$1,878/mo
Today · 4.125%
HK$72,775
baseline
▲ 0.50% · 4.625%
HK$76,612
+HK$3,837/mo
Deposit HK$13.61M · loan HK$13.61M · min. income ≈ HK$145,550/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,156,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,476
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,793
−HK$2,354/mo
Today · 4.125%
HK$79,147
baseline
▲ 0.50% · 4.625%
HK$83,963
+HK$4,816/mo
Deposit HK$10.89M · loan HK$16.33M · min. income ≈ HK$158,294/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,156,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,854
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,076
−HK$2,255/mo
Today · 4.125%
HK$87,331
baseline
▲ 0.50% · 4.625%
HK$91,934
+HK$4,603/mo
Deposit HK$10.89M · loan HK$16.33M · min. income ≈ HK$174,662/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,156,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,889
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$89,592
−HK$2,746/mo
Today · 4.125%
HK$92,338
baseline
▲ 0.50% · 4.625%
HK$97,956
+HK$5,618/mo
Deposit HK$8.17M · loan HK$19.05M · min. income ≈ HK$184,676/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$1,156,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,663
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$99,256
−HK$2,630/mo
Today · 4.125%
HK$101,886
baseline
▲ 0.50% · 4.625%
HK$107,256
+HK$5,370/mo
Deposit HK$8.17M · loan HK$19.05M · min. income ≈ HK$203,772/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$1,156,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,714
−HK$7,006/mo
▼ 0.25% · 3.875%
HK$115,189
−HK$3,531/mo
Today · 4.125%
HK$118,720
baseline
▲ 0.50% · 4.625%
HK$125,944
+HK$7,224/mo
Deposit HK$2.72M · loan HK$24.50M · min. income ≈ HK$237,440/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,156,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,281
−HK$6,715/mo
▼ 0.25% · 3.875%
HK$127,614
−HK$3,382/mo
Today · 4.125%
HK$130,996
baseline
▲ 0.50% · 4.625%
HK$137,901
+HK$6,905/mo
Deposit HK$2.72M · loan HK$24.50M · min. income ≈ HK$261,992/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,156,758 · Scale 2, in force from 26 Feb 2026)