LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,066
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$63,997
−HK$1,961/mo
Today · 4.125%
HK$65,958
baseline
▲ 0.50% · 4.625%
HK$69,972
+HK$4,014/mo
Deposit HK$13.61M · loan HK$13.61M · min. income ≈ HK$131,916/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,156,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,048
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,900
−HK$1,879/mo
Today · 4.125%
HK$72,779
baseline
▲ 0.50% · 4.625%
HK$76,615
+HK$3,836/mo
Deposit HK$13.61M · loan HK$13.61M · min. income ≈ HK$145,558/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,156,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,480
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,796
−HK$2,354/mo
Today · 4.125%
HK$79,150
baseline
▲ 0.50% · 4.625%
HK$83,966
+HK$4,816/mo
Deposit HK$10.89M · loan HK$16.33M · min. income ≈ HK$158,300/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,156,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,858
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,080
−HK$2,254/mo
Today · 4.125%
HK$87,334
baseline
▲ 0.50% · 4.625%
HK$91,938
+HK$4,604/mo
Deposit HK$10.89M · loan HK$16.33M · min. income ≈ HK$174,668/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,156,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,893
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$89,596
−HK$2,746/mo
Today · 4.125%
HK$92,342
baseline
▲ 0.50% · 4.625%
HK$97,960
+HK$5,618/mo
Deposit HK$8.17M · loan HK$19.05M · min. income ≈ HK$184,684/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$1,156,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,667
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$99,260
−HK$2,630/mo
Today · 4.125%
HK$101,890
baseline
▲ 0.50% · 4.625%
HK$107,261
+HK$5,371/mo
Deposit HK$8.17M · loan HK$19.05M · min. income ≈ HK$203,780/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$1,156,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,719
−HK$7,006/mo
▼ 0.25% · 3.875%
HK$115,194
−HK$3,531/mo
Today · 4.125%
HK$118,725
baseline
▲ 0.50% · 4.625%
HK$125,949
+HK$7,224/mo
Deposit HK$2.72M · loan HK$24.50M · min. income ≈ HK$237,450/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,156,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,287
−HK$6,714/mo
▼ 0.25% · 3.875%
HK$127,620
−HK$3,381/mo
Today · 4.125%
HK$131,001
baseline
▲ 0.50% · 4.625%
HK$137,907
+HK$6,906/mo
Deposit HK$2.72M · loan HK$24.50M · min. income ≈ HK$262,002/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,156,807 · Scale 2, in force from 26 Feb 2026)