LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,082
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,013
−HK$1,962/mo
Today · 4.125%
HK$65,975
baseline
▲ 0.50% · 4.625%
HK$69,990
+HK$4,015/mo
Deposit HK$13.61M · loan HK$13.61M · min. income ≈ HK$131,950/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,157,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,066
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,918
−HK$1,879/mo
Today · 4.125%
HK$72,797
baseline
▲ 0.50% · 4.625%
HK$76,635
+HK$3,838/mo
Deposit HK$13.61M · loan HK$13.61M · min. income ≈ HK$145,594/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,157,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,499
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$76,816
−HK$2,354/mo
Today · 4.125%
HK$79,170
baseline
▲ 0.50% · 4.625%
HK$83,988
+HK$4,818/mo
Deposit HK$10.89M · loan HK$16.34M · min. income ≈ HK$158,340/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,879
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,102
−HK$2,255/mo
Today · 4.125%
HK$87,357
baseline
▲ 0.50% · 4.625%
HK$91,961
+HK$4,604/mo
Deposit HK$10.89M · loan HK$16.34M · min. income ≈ HK$174,714/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,915
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$89,619
−HK$2,746/mo
Today · 4.125%
HK$92,365
baseline
▲ 0.50% · 4.625%
HK$97,986
+HK$5,621/mo
Deposit HK$8.17M · loan HK$19.06M · min. income ≈ HK$184,730/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$1,157,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,692
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,285
−HK$2,631/mo
Today · 4.125%
HK$101,916
baseline
▲ 0.50% · 4.625%
HK$107,288
+HK$5,372/mo
Deposit HK$8.17M · loan HK$19.06M · min. income ≈ HK$203,832/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$1,157,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,748
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,224
−HK$3,532/mo
Today · 4.125%
HK$118,756
baseline
▲ 0.50% · 4.625%
HK$125,982
+HK$7,226/mo
Deposit HK$2.72M · loan HK$24.50M · min. income ≈ HK$237,512/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,319
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$127,653
−HK$3,382/mo
Today · 4.125%
HK$131,035
baseline
▲ 0.50% · 4.625%
HK$137,942
+HK$6,907/mo
Deposit HK$2.72M · loan HK$24.50M · min. income ≈ HK$262,070/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,105 · Scale 2, in force from 26 Feb 2026)