LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,086
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,017
−HK$1,962/mo
Today · 4.125%
HK$65,979
baseline
▲ 0.50% · 4.625%
HK$69,994
+HK$4,015/mo
Deposit HK$13.61M · loan HK$13.61M · min. income ≈ HK$131,958/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,157,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,070
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,922
−HK$1,880/mo
Today · 4.125%
HK$72,802
baseline
▲ 0.50% · 4.625%
HK$76,639
+HK$3,837/mo
Deposit HK$13.61M · loan HK$13.61M · min. income ≈ HK$145,604/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,157,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,503
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,821
−HK$2,354/mo
Today · 4.125%
HK$79,175
baseline
▲ 0.50% · 4.625%
HK$83,993
+HK$4,818/mo
Deposit HK$10.89M · loan HK$16.34M · min. income ≈ HK$158,350/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,884
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,107
−HK$2,255/mo
Today · 4.125%
HK$87,362
baseline
▲ 0.50% · 4.625%
HK$91,967
+HK$4,605/mo
Deposit HK$10.89M · loan HK$16.34M · min. income ≈ HK$174,724/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,920
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$89,624
−HK$2,747/mo
Today · 4.125%
HK$92,371
baseline
▲ 0.50% · 4.625%
HK$97,992
+HK$5,621/mo
Deposit HK$8.17M · loan HK$19.06M · min. income ≈ HK$184,742/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,698
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,291
−HK$2,631/mo
Today · 4.125%
HK$101,922
baseline
▲ 0.50% · 4.625%
HK$107,295
+HK$5,373/mo
Deposit HK$8.17M · loan HK$19.06M · min. income ≈ HK$203,844/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,755
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,231
−HK$3,532/mo
Today · 4.125%
HK$118,763
baseline
▲ 0.50% · 4.625%
HK$125,989
+HK$7,226/mo
Deposit HK$2.72M · loan HK$24.50M · min. income ≈ HK$237,526/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,326
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$127,660
−HK$3,383/mo
Today · 4.125%
HK$131,043
baseline
▲ 0.50% · 4.625%
HK$137,951
+HK$6,908/mo
Deposit HK$2.72M · loan HK$24.50M · min. income ≈ HK$262,086/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,175 · Scale 2, in force from 26 Feb 2026)