LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,090
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,022
−HK$1,962/mo
Today · 4.125%
HK$65,984
baseline
▲ 0.50% · 4.625%
HK$69,999
+HK$4,015/mo
Deposit HK$13.61M · loan HK$13.61M · min. income ≈ HK$131,968/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,157,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,075
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,927
−HK$1,880/mo
Today · 4.125%
HK$72,807
baseline
▲ 0.50% · 4.625%
HK$76,644
+HK$3,837/mo
Deposit HK$13.61M · loan HK$13.61M · min. income ≈ HK$145,614/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,157,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,508
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,826
−HK$2,355/mo
Today · 4.125%
HK$79,181
baseline
▲ 0.50% · 4.625%
HK$83,999
+HK$4,818/mo
Deposit HK$10.89M · loan HK$16.34M · min. income ≈ HK$158,362/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,890
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,113
−HK$2,255/mo
Today · 4.125%
HK$87,368
baseline
▲ 0.50% · 4.625%
HK$91,973
+HK$4,605/mo
Deposit HK$10.89M · loan HK$16.34M · min. income ≈ HK$174,736/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,926
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$89,630
−HK$2,747/mo
Today · 4.125%
HK$92,377
baseline
▲ 0.50% · 4.625%
HK$97,998
+HK$5,621/mo
Deposit HK$8.17M · loan HK$19.06M · min. income ≈ HK$184,754/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,705
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$99,298
−HK$2,631/mo
Today · 4.125%
HK$101,929
baseline
▲ 0.50% · 4.625%
HK$107,302
+HK$5,373/mo
Deposit HK$8.17M · loan HK$19.06M · min. income ≈ HK$203,858/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,763
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,239
−HK$3,532/mo
Today · 4.125%
HK$118,771
baseline
▲ 0.50% · 4.625%
HK$125,998
+HK$7,227/mo
Deposit HK$2.72M · loan HK$24.51M · min. income ≈ HK$237,542/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,335
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$127,669
−HK$3,383/mo
Today · 4.125%
HK$131,052
baseline
▲ 0.50% · 4.625%
HK$137,960
+HK$6,908/mo
Deposit HK$2.72M · loan HK$24.51M · min. income ≈ HK$262,104/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,255 · Scale 2, in force from 26 Feb 2026)