LTV · monthly repayment
▼ 0.50% · 3.625%
HK$620,942
−HK$38,939/mo
▼ 0.25% · 3.875%
HK$640,257
−HK$19,624/mo
Today · 4.125%
HK$659,881
baseline
▲ 0.50% · 4.625%
HK$700,033
+HK$40,152/mo
Deposit HK$136.16M · loan HK$136.16M · min. income ≈ HK$1,319,762/mo (50% DSR)
Upfront cash ≈ HK$153.86M (deposit + AVD stamp duty HK$17,700,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$690,792
−HK$37,322/mo
▼ 0.25% · 3.875%
HK$709,319
−HK$18,795/mo
Today · 4.125%
HK$728,114
baseline
▲ 0.50% · 4.625%
HK$766,493
+HK$38,379/mo
Deposit HK$136.16M · loan HK$136.16M · min. income ≈ HK$1,456,228/mo (50% DSR)
Upfront cash ≈ HK$153.86M (deposit + AVD stamp duty HK$17,700,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$745,131
−HK$46,726/mo
▼ 0.25% · 3.875%
HK$768,309
−HK$23,548/mo
Today · 4.125%
HK$791,857
baseline
▲ 0.50% · 4.625%
HK$840,040
+HK$48,183/mo
Deposit HK$108.93M · loan HK$163.39M · min. income ≈ HK$1,583,714/mo (50% DSR)
Upfront cash ≈ HK$126.63M (deposit + AVD stamp duty HK$17,700,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$828,951
−HK$44,785/mo
▼ 0.25% · 3.875%
HK$851,183
−HK$22,553/mo
Today · 4.125%
HK$873,736
baseline
▲ 0.50% · 4.625%
HK$919,792
+HK$46,056/mo
Deposit HK$108.93M · loan HK$163.39M · min. income ≈ HK$1,747,472/mo (50% DSR)
Upfront cash ≈ HK$126.63M (deposit + AVD stamp duty HK$17,700,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$869,319
−HK$54,514/mo
▼ 0.25% · 3.875%
HK$896,360
−HK$27,473/mo
Today · 4.125%
HK$923,833
baseline
▲ 0.50% · 4.625%
HK$980,046
+HK$56,213/mo
Deposit HK$81.69M · loan HK$190.62M · min. income ≈ HK$1,847,666/mo (50% DSR)
Upfront cash ≈ HK$99.39M (deposit + AVD stamp duty HK$17,700,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$967,109
−HK$52,250/mo
▼ 0.25% · 3.875%
HK$993,046
−HK$26,313/mo
Today · 4.125%
HK$1,019,359
baseline
▲ 0.50% · 4.625%
HK$1,073,091
+HK$53,732/mo
Deposit HK$81.69M · loan HK$190.62M · min. income ≈ HK$2,038,718/mo (50% DSR)
Upfront cash ≈ HK$99.39M (deposit + AVD stamp duty HK$17,700,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,117,696
−HK$70,090/mo
▼ 0.25% · 3.875%
HK$1,152,463
−HK$35,323/mo
Today · 4.125%
HK$1,187,786
baseline
▲ 0.50% · 4.625%
HK$1,260,060
+HK$72,274/mo
Deposit HK$27.23M · loan HK$245.08M · min. income ≈ HK$2,375,572/mo (50% DSR)
Upfront cash ≈ HK$44.93M (deposit + AVD stamp duty HK$17,700,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,243,426
−HK$67,178/mo
▼ 0.25% · 3.875%
HK$1,276,774
−HK$33,830/mo
Today · 4.125%
HK$1,310,604
baseline
▲ 0.50% · 4.625%
HK$1,379,688
+HK$69,084/mo
Deposit HK$27.23M · loan HK$245.08M · min. income ≈ HK$2,621,208/mo (50% DSR)
Upfront cash ≈ HK$44.93M (deposit + AVD stamp duty HK$17,700,316 · Scale 2, in force from 26 Feb 2026)