LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,097
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,029
−HK$1,962/mo
Today · 4.125%
HK$65,991
baseline
▲ 0.50% · 4.625%
HK$70,007
+HK$4,016/mo
Deposit HK$13.62M · loan HK$13.62M · min. income ≈ HK$131,982/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,157,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,083
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,935
−HK$1,880/mo
Today · 4.125%
HK$72,815
baseline
▲ 0.50% · 4.625%
HK$76,653
+HK$3,838/mo
Deposit HK$13.62M · loan HK$13.62M · min. income ≈ HK$145,630/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,157,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,517
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,835
−HK$2,355/mo
Today · 4.125%
HK$79,190
baseline
▲ 0.50% · 4.625%
HK$84,008
+HK$4,818/mo
Deposit HK$10.89M · loan HK$16.34M · min. income ≈ HK$158,380/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,899
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,123
−HK$2,255/mo
Today · 4.125%
HK$87,378
baseline
▲ 0.50% · 4.625%
HK$91,984
+HK$4,606/mo
Deposit HK$10.89M · loan HK$16.34M · min. income ≈ HK$174,756/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,936
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,640
−HK$2,748/mo
Today · 4.125%
HK$92,388
baseline
▲ 0.50% · 4.625%
HK$98,010
+HK$5,622/mo
Deposit HK$8.17M · loan HK$19.06M · min. income ≈ HK$184,776/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,716
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,310
−HK$2,631/mo
Today · 4.125%
HK$101,941
baseline
▲ 0.50% · 4.625%
HK$107,314
+HK$5,373/mo
Deposit HK$8.17M · loan HK$19.06M · min. income ≈ HK$203,882/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,775
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$115,252
−HK$3,533/mo
Today · 4.125%
HK$118,785
baseline
▲ 0.50% · 4.625%
HK$126,012
+HK$7,227/mo
Deposit HK$2.72M · loan HK$24.51M · min. income ≈ HK$237,570/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,349
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$127,684
−HK$3,383/mo
Today · 4.125%
HK$131,067
baseline
▲ 0.50% · 4.625%
HK$137,976
+HK$6,909/mo
Deposit HK$2.72M · loan HK$24.51M · min. income ≈ HK$262,134/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,387 · Scale 2, in force from 26 Feb 2026)