LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,098
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,029
−HK$1,963/mo
Today · 4.125%
HK$65,992
baseline
▲ 0.50% · 4.625%
HK$70,007
+HK$4,015/mo
Deposit HK$13.62M · loan HK$13.62M · min. income ≈ HK$131,984/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,157,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,083
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,936
−HK$1,880/mo
Today · 4.125%
HK$72,816
baseline
▲ 0.50% · 4.625%
HK$76,654
+HK$3,838/mo
Deposit HK$13.62M · loan HK$13.62M · min. income ≈ HK$145,632/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,157,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,517
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,835
−HK$2,355/mo
Today · 4.125%
HK$79,190
baseline
▲ 0.50% · 4.625%
HK$84,009
+HK$4,819/mo
Deposit HK$10.89M · loan HK$16.34M · min. income ≈ HK$158,380/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,900
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,123
−HK$2,256/mo
Today · 4.125%
HK$87,379
baseline
▲ 0.50% · 4.625%
HK$91,985
+HK$4,606/mo
Deposit HK$10.89M · loan HK$16.34M · min. income ≈ HK$174,758/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,937
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,641
−HK$2,748/mo
Today · 4.125%
HK$92,389
baseline
▲ 0.50% · 4.625%
HK$98,010
+HK$5,621/mo
Deposit HK$8.17M · loan HK$19.06M · min. income ≈ HK$184,778/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,717
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,310
−HK$2,632/mo
Today · 4.125%
HK$101,942
baseline
▲ 0.50% · 4.625%
HK$107,315
+HK$5,373/mo
Deposit HK$8.17M · loan HK$19.06M · min. income ≈ HK$203,884/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,776
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$115,253
−HK$3,533/mo
Today · 4.125%
HK$118,786
baseline
▲ 0.50% · 4.625%
HK$126,013
+HK$7,227/mo
Deposit HK$2.72M · loan HK$24.51M · min. income ≈ HK$237,572/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,350
−HK$6,718/mo
▼ 0.25% · 3.875%
HK$127,685
−HK$3,383/mo
Today · 4.125%
HK$131,068
baseline
▲ 0.50% · 4.625%
HK$137,977
+HK$6,909/mo
Deposit HK$2.72M · loan HK$24.51M · min. income ≈ HK$262,136/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,397 · Scale 2, in force from 26 Feb 2026)