LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,101
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,032
−HK$1,963/mo
Today · 4.125%
HK$65,995
baseline
▲ 0.50% · 4.625%
HK$70,010
+HK$4,015/mo
Deposit HK$13.62M · loan HK$13.62M · min. income ≈ HK$131,990/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,157,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,086
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,939
−HK$1,880/mo
Today · 4.125%
HK$72,819
baseline
▲ 0.50% · 4.625%
HK$76,657
+HK$3,838/mo
Deposit HK$13.62M · loan HK$13.62M · min. income ≈ HK$145,638/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,157,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,521
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,839
−HK$2,355/mo
Today · 4.125%
HK$79,194
baseline
▲ 0.50% · 4.625%
HK$84,012
+HK$4,818/mo
Deposit HK$10.89M · loan HK$16.34M · min. income ≈ HK$158,388/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,903
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,127
−HK$2,255/mo
Today · 4.125%
HK$87,382
baseline
▲ 0.50% · 4.625%
HK$91,988
+HK$4,606/mo
Deposit HK$10.89M · loan HK$16.34M · min. income ≈ HK$174,764/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,941
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$89,645
−HK$2,748/mo
Today · 4.125%
HK$92,393
baseline
▲ 0.50% · 4.625%
HK$98,015
+HK$5,622/mo
Deposit HK$8.17M · loan HK$19.06M · min. income ≈ HK$184,786/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,721
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$99,315
−HK$2,631/mo
Today · 4.125%
HK$101,946
baseline
▲ 0.50% · 4.625%
HK$107,320
+HK$5,374/mo
Deposit HK$8.17M · loan HK$19.06M · min. income ≈ HK$203,892/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,781
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$115,258
−HK$3,533/mo
Today · 4.125%
HK$118,791
baseline
▲ 0.50% · 4.625%
HK$126,019
+HK$7,228/mo
Deposit HK$2.72M · loan HK$24.51M · min. income ≈ HK$237,582/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,355
−HK$6,719/mo
▼ 0.25% · 3.875%
HK$127,690
−HK$3,384/mo
Today · 4.125%
HK$131,074
baseline
▲ 0.50% · 4.625%
HK$137,983
+HK$6,909/mo
Deposit HK$2.72M · loan HK$24.51M · min. income ≈ HK$262,148/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,445 · Scale 2, in force from 26 Feb 2026)