LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,109
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,041
−HK$1,963/mo
Today · 4.125%
HK$66,004
baseline
▲ 0.50% · 4.625%
HK$70,020
+HK$4,016/mo
Deposit HK$13.62M · loan HK$13.62M · min. income ≈ HK$132,008/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,157,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,096
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,949
−HK$1,880/mo
Today · 4.125%
HK$72,829
baseline
▲ 0.50% · 4.625%
HK$76,668
+HK$3,839/mo
Deposit HK$13.62M · loan HK$13.62M · min. income ≈ HK$145,658/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,157,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,531
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,849
−HK$2,356/mo
Today · 4.125%
HK$79,205
baseline
▲ 0.50% · 4.625%
HK$84,024
+HK$4,819/mo
Deposit HK$10.90M · loan HK$16.34M · min. income ≈ HK$158,410/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,915
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,139
−HK$2,256/mo
Today · 4.125%
HK$87,395
baseline
▲ 0.50% · 4.625%
HK$92,001
+HK$4,606/mo
Deposit HK$10.90M · loan HK$16.34M · min. income ≈ HK$174,790/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,953
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$89,658
−HK$2,748/mo
Today · 4.125%
HK$92,406
baseline
▲ 0.50% · 4.625%
HK$98,028
+HK$5,622/mo
Deposit HK$8.17M · loan HK$19.07M · min. income ≈ HK$184,812/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,734
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$99,329
−HK$2,631/mo
Today · 4.125%
HK$101,960
baseline
▲ 0.50% · 4.625%
HK$107,335
+HK$5,375/mo
Deposit HK$8.17M · loan HK$19.07M · min. income ≈ HK$203,920/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,796
−HK$7,011/mo
▼ 0.25% · 3.875%
HK$115,274
−HK$3,533/mo
Today · 4.125%
HK$118,807
baseline
▲ 0.50% · 4.625%
HK$126,036
+HK$7,229/mo
Deposit HK$2.72M · loan HK$24.51M · min. income ≈ HK$237,614/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,372
−HK$6,720/mo
▼ 0.25% · 3.875%
HK$127,708
−HK$3,384/mo
Today · 4.125%
HK$131,092
baseline
▲ 0.50% · 4.625%
HK$138,002
+HK$6,910/mo
Deposit HK$2.72M · loan HK$24.51M · min. income ≈ HK$262,184/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,607 · Scale 2, in force from 26 Feb 2026)