LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,117
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,050
−HK$1,963/mo
Today · 4.125%
HK$66,013
baseline
▲ 0.50% · 4.625%
HK$70,030
+HK$4,017/mo
Deposit HK$13.62M · loan HK$13.62M · min. income ≈ HK$132,026/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,157,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,105
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,958
−HK$1,881/mo
Today · 4.125%
HK$72,839
baseline
▲ 0.50% · 4.625%
HK$76,678
+HK$3,839/mo
Deposit HK$13.62M · loan HK$13.62M · min. income ≈ HK$145,678/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,157,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,541
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,860
−HK$2,355/mo
Today · 4.125%
HK$79,215
baseline
▲ 0.50% · 4.625%
HK$84,035
+HK$4,820/mo
Deposit HK$10.90M · loan HK$16.34M · min. income ≈ HK$158,430/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,926
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,150
−HK$2,256/mo
Today · 4.125%
HK$87,406
baseline
▲ 0.50% · 4.625%
HK$92,014
+HK$4,608/mo
Deposit HK$10.90M · loan HK$16.34M · min. income ≈ HK$174,812/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,157,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,964
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$89,670
−HK$2,748/mo
Today · 4.125%
HK$92,418
baseline
▲ 0.50% · 4.625%
HK$98,041
+HK$5,623/mo
Deposit HK$8.17M · loan HK$19.07M · min. income ≈ HK$184,836/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,747
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$99,342
−HK$2,632/mo
Today · 4.125%
HK$101,974
baseline
▲ 0.50% · 4.625%
HK$107,349
+HK$5,375/mo
Deposit HK$8.17M · loan HK$19.07M · min. income ≈ HK$203,948/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,811
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$115,289
−HK$3,534/mo
Today · 4.125%
HK$118,823
baseline
▲ 0.50% · 4.625%
HK$126,053
+HK$7,230/mo
Deposit HK$2.72M · loan HK$24.52M · min. income ≈ HK$237,646/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,389
−HK$6,720/mo
▼ 0.25% · 3.875%
HK$127,725
−HK$3,384/mo
Today · 4.125%
HK$131,109
baseline
▲ 0.50% · 4.625%
HK$138,020
+HK$6,911/mo
Deposit HK$2.72M · loan HK$24.52M · min. income ≈ HK$262,218/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,762 · Scale 2, in force from 26 Feb 2026)