LTV · monthly repayment
▼ 0.50% · 3.625%
HK$621,194
−HK$38,954/mo
▼ 0.25% · 3.875%
HK$640,517
−HK$19,631/mo
Today · 4.125%
HK$660,148
baseline
▲ 0.50% · 4.625%
HK$700,317
+HK$40,169/mo
Deposit HK$136.21M · loan HK$136.21M · min. income ≈ HK$1,320,296/mo (50% DSR)
Upfront cash ≈ HK$153.92M (deposit + AVD stamp duty HK$17,707,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$691,072
−HK$37,337/mo
▼ 0.25% · 3.875%
HK$709,606
−HK$18,803/mo
Today · 4.125%
HK$728,409
baseline
▲ 0.50% · 4.625%
HK$766,804
+HK$38,395/mo
Deposit HK$136.21M · loan HK$136.21M · min. income ≈ HK$1,456,818/mo (50% DSR)
Upfront cash ≈ HK$153.92M (deposit + AVD stamp duty HK$17,707,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$745,433
−HK$46,745/mo
▼ 0.25% · 3.875%
HK$768,620
−HK$23,558/mo
Today · 4.125%
HK$792,178
baseline
▲ 0.50% · 4.625%
HK$840,380
+HK$48,202/mo
Deposit HK$108.97M · loan HK$163.45M · min. income ≈ HK$1,584,356/mo (50% DSR)
Upfront cash ≈ HK$126.68M (deposit + AVD stamp duty HK$17,707,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$829,286
−HK$44,804/mo
▼ 0.25% · 3.875%
HK$851,527
−HK$22,563/mo
Today · 4.125%
HK$874,090
baseline
▲ 0.50% · 4.625%
HK$920,165
+HK$46,075/mo
Deposit HK$108.97M · loan HK$163.45M · min. income ≈ HK$1,748,180/mo (50% DSR)
Upfront cash ≈ HK$126.68M (deposit + AVD stamp duty HK$17,707,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$869,672
−HK$54,536/mo
▼ 0.25% · 3.875%
HK$896,723
−HK$27,485/mo
Today · 4.125%
HK$924,208
baseline
▲ 0.50% · 4.625%
HK$980,443
+HK$56,235/mo
Deposit HK$81.73M · loan HK$190.70M · min. income ≈ HK$1,848,416/mo (50% DSR)
Upfront cash ≈ HK$99.43M (deposit + AVD stamp duty HK$17,707,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$967,501
−HK$52,271/mo
▼ 0.25% · 3.875%
HK$993,449
−HK$26,323/mo
Today · 4.125%
HK$1,019,772
baseline
▲ 0.50% · 4.625%
HK$1,073,525
+HK$53,753/mo
Deposit HK$81.73M · loan HK$190.70M · min. income ≈ HK$2,039,544/mo (50% DSR)
Upfront cash ≈ HK$99.43M (deposit + AVD stamp duty HK$17,707,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,118,149
−HK$70,118/mo
▼ 0.25% · 3.875%
HK$1,152,930
−HK$35,337/mo
Today · 4.125%
HK$1,188,267
baseline
▲ 0.50% · 4.625%
HK$1,260,570
+HK$72,303/mo
Deposit HK$27.24M · loan HK$245.18M · min. income ≈ HK$2,376,534/mo (50% DSR)
Upfront cash ≈ HK$44.95M (deposit + AVD stamp duty HK$17,707,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,243,930
−HK$67,205/mo
▼ 0.25% · 3.875%
HK$1,277,291
−HK$33,844/mo
Today · 4.125%
HK$1,311,135
baseline
▲ 0.50% · 4.625%
HK$1,380,247
+HK$69,112/mo
Deposit HK$27.24M · loan HK$245.18M · min. income ≈ HK$2,622,270/mo (50% DSR)
Upfront cash ≈ HK$44.95M (deposit + AVD stamp duty HK$17,707,485 · Scale 2, in force from 26 Feb 2026)