LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,123
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,055
−HK$1,964/mo
Today · 4.125%
HK$66,019
baseline
▲ 0.50% · 4.625%
HK$70,036
+HK$4,017/mo
Deposit HK$13.62M · loan HK$13.62M · min. income ≈ HK$132,038/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,157,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,111
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,965
−HK$1,880/mo
Today · 4.125%
HK$72,845
baseline
▲ 0.50% · 4.625%
HK$76,685
+HK$3,840/mo
Deposit HK$13.62M · loan HK$13.62M · min. income ≈ HK$145,690/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,157,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,548
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,866
−HK$2,356/mo
Today · 4.125%
HK$79,222
baseline
▲ 0.50% · 4.625%
HK$84,043
+HK$4,821/mo
Deposit HK$10.90M · loan HK$16.35M · min. income ≈ HK$158,444/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,157,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,933
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,158
−HK$2,256/mo
Today · 4.125%
HK$87,414
baseline
▲ 0.50% · 4.625%
HK$92,022
+HK$4,608/mo
Deposit HK$10.90M · loan HK$16.35M · min. income ≈ HK$174,828/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,157,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,972
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$89,677
−HK$2,749/mo
Today · 4.125%
HK$92,426
baseline
▲ 0.50% · 4.625%
HK$98,050
+HK$5,624/mo
Deposit HK$8.17M · loan HK$19.07M · min. income ≈ HK$184,852/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,756
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$99,351
−HK$2,632/mo
Today · 4.125%
HK$101,983
baseline
▲ 0.50% · 4.625%
HK$107,359
+HK$5,376/mo
Deposit HK$8.17M · loan HK$19.07M · min. income ≈ HK$203,966/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,157,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,821
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$115,300
−HK$3,533/mo
Today · 4.125%
HK$118,833
baseline
▲ 0.50% · 4.625%
HK$126,064
+HK$7,231/mo
Deposit HK$2.72M · loan HK$24.52M · min. income ≈ HK$237,666/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,400
−HK$6,721/mo
▼ 0.25% · 3.875%
HK$127,736
−HK$3,385/mo
Today · 4.125%
HK$131,121
baseline
▲ 0.50% · 4.625%
HK$138,033
+HK$6,912/mo
Deposit HK$2.72M · loan HK$24.52M · min. income ≈ HK$262,242/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,157,863 · Scale 2, in force from 26 Feb 2026)