LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,145
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,078
−HK$1,964/mo
Today · 4.125%
HK$66,042
baseline
▲ 0.50% · 4.625%
HK$70,060
+HK$4,018/mo
Deposit HK$13.63M · loan HK$13.63M · min. income ≈ HK$132,084/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,158,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,135
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,989
−HK$1,881/mo
Today · 4.125%
HK$72,870
baseline
▲ 0.50% · 4.625%
HK$76,712
+HK$3,842/mo
Deposit HK$13.63M · loan HK$13.63M · min. income ≈ HK$145,740/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,158,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,574
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,893
−HK$2,357/mo
Today · 4.125%
HK$79,250
baseline
▲ 0.50% · 4.625%
HK$84,072
+HK$4,822/mo
Deposit HK$10.90M · loan HK$16.35M · min. income ≈ HK$158,500/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,158,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,962
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,187
−HK$2,258/mo
Today · 4.125%
HK$87,445
baseline
▲ 0.50% · 4.625%
HK$92,054
+HK$4,609/mo
Deposit HK$10.90M · loan HK$16.35M · min. income ≈ HK$174,890/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,158,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,002
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$89,709
−HK$2,749/mo
Today · 4.125%
HK$92,458
baseline
▲ 0.50% · 4.625%
HK$98,084
+HK$5,626/mo
Deposit HK$8.18M · loan HK$19.08M · min. income ≈ HK$184,916/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,158,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,789
−HK$5,230/mo
▼ 0.25% · 3.875%
HK$99,385
−HK$2,634/mo
Today · 4.125%
HK$102,019
baseline
▲ 0.50% · 4.625%
HK$107,396
+HK$5,377/mo
Deposit HK$8.18M · loan HK$19.08M · min. income ≈ HK$204,038/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$1,158,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,860
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$115,340
−HK$3,535/mo
Today · 4.125%
HK$118,875
baseline
▲ 0.50% · 4.625%
HK$126,108
+HK$7,233/mo
Deposit HK$2.73M · loan HK$24.53M · min. income ≈ HK$237,750/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,158,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,443
−HK$6,724/mo
▼ 0.25% · 3.875%
HK$127,781
−HK$3,386/mo
Today · 4.125%
HK$131,167
baseline
▲ 0.50% · 4.625%
HK$138,081
+HK$6,914/mo
Deposit HK$2.73M · loan HK$24.53M · min. income ≈ HK$262,334/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,158,268 · Scale 2, in force from 26 Feb 2026)