LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,165
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,099
−HK$1,964/mo
Today · 4.125%
HK$66,063
baseline
▲ 0.50% · 4.625%
HK$70,083
+HK$4,020/mo
Deposit HK$13.63M · loan HK$13.63M · min. income ≈ HK$132,126/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,158,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,158
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,013
−HK$1,881/mo
Today · 4.125%
HK$72,894
baseline
▲ 0.50% · 4.625%
HK$76,737
+HK$3,843/mo
Deposit HK$13.63M · loan HK$13.63M · min. income ≈ HK$145,788/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,158,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,598
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$76,919
−HK$2,357/mo
Today · 4.125%
HK$79,276
baseline
▲ 0.50% · 4.625%
HK$84,100
+HK$4,824/mo
Deposit HK$10.90M · loan HK$16.36M · min. income ≈ HK$158,552/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,158,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,990
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,215
−HK$2,258/mo
Today · 4.125%
HK$87,473
baseline
▲ 0.50% · 4.625%
HK$92,084
+HK$4,611/mo
Deposit HK$10.90M · loan HK$16.36M · min. income ≈ HK$174,946/mo (50% DSR)
Upfront cash ≈ HK$12.06M (deposit + AVD stamp duty HK$1,158,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,031
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$89,738
−HK$2,751/mo
Today · 4.125%
HK$92,489
baseline
▲ 0.50% · 4.625%
HK$98,116
+HK$5,627/mo
Deposit HK$8.18M · loan HK$19.08M · min. income ≈ HK$184,978/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$1,158,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,821
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$99,418
−HK$2,634/mo
Today · 4.125%
HK$102,052
baseline
▲ 0.50% · 4.625%
HK$107,432
+HK$5,380/mo
Deposit HK$8.18M · loan HK$19.08M · min. income ≈ HK$204,104/mo (50% DSR)
Upfront cash ≈ HK$9.34M (deposit + AVD stamp duty HK$1,158,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,897
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$115,378
−HK$3,536/mo
Today · 4.125%
HK$118,914
baseline
▲ 0.50% · 4.625%
HK$126,150
+HK$7,236/mo
Deposit HK$2.73M · loan HK$24.54M · min. income ≈ HK$237,828/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,158,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,485
−HK$6,725/mo
▼ 0.25% · 3.875%
HK$127,823
−HK$3,387/mo
Today · 4.125%
HK$131,210
baseline
▲ 0.50% · 4.625%
HK$138,126
+HK$6,916/mo
Deposit HK$2.73M · loan HK$24.54M · min. income ≈ HK$262,420/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$1,158,650 · Scale 2, in force from 26 Feb 2026)