LTV · monthly repayment
▼ 0.50% · 3.625%
HK$622,068
−HK$39,009/mo
▼ 0.25% · 3.875%
HK$641,418
−HK$19,659/mo
Today · 4.125%
HK$661,077
baseline
▲ 0.50% · 4.625%
HK$701,302
+HK$40,225/mo
Deposit HK$136.40M · loan HK$136.40M · min. income ≈ HK$1,322,154/mo (50% DSR)
Upfront cash ≈ HK$154.14M (deposit + AVD stamp duty HK$17,732,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$692,044
−HK$37,389/mo
▼ 0.25% · 3.875%
HK$710,604
−HK$18,829/mo
Today · 4.125%
HK$729,433
baseline
▲ 0.50% · 4.625%
HK$767,882
+HK$38,449/mo
Deposit HK$136.40M · loan HK$136.40M · min. income ≈ HK$1,458,866/mo (50% DSR)
Upfront cash ≈ HK$154.14M (deposit + AVD stamp duty HK$17,732,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$746,481
−HK$46,811/mo
▼ 0.25% · 3.875%
HK$769,701
−HK$23,591/mo
Today · 4.125%
HK$793,292
baseline
▲ 0.50% · 4.625%
HK$841,562
+HK$48,270/mo
Deposit HK$109.12M · loan HK$163.68M · min. income ≈ HK$1,586,584/mo (50% DSR)
Upfront cash ≈ HK$126.85M (deposit + AVD stamp duty HK$17,732,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$830,453
−HK$44,867/mo
▼ 0.25% · 3.875%
HK$852,725
−HK$22,595/mo
Today · 4.125%
HK$875,320
baseline
▲ 0.50% · 4.625%
HK$921,459
+HK$46,139/mo
Deposit HK$109.12M · loan HK$163.68M · min. income ≈ HK$1,750,640/mo (50% DSR)
Upfront cash ≈ HK$126.85M (deposit + AVD stamp duty HK$17,732,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$870,895
−HK$54,613/mo
▼ 0.25% · 3.875%
HK$897,985
−HK$27,523/mo
Today · 4.125%
HK$925,508
baseline
▲ 0.50% · 4.625%
HK$981,822
+HK$56,314/mo
Deposit HK$81.84M · loan HK$190.96M · min. income ≈ HK$1,851,016/mo (50% DSR)
Upfront cash ≈ HK$99.57M (deposit + AVD stamp duty HK$17,732,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$968,862
−HK$52,344/mo
▼ 0.25% · 3.875%
HK$994,846
−HK$26,360/mo
Today · 4.125%
HK$1,021,206
baseline
▲ 0.50% · 4.625%
HK$1,075,035
+HK$53,829/mo
Deposit HK$81.84M · loan HK$190.96M · min. income ≈ HK$2,042,412/mo (50% DSR)
Upfront cash ≈ HK$99.57M (deposit + AVD stamp duty HK$17,732,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,119,722
−HK$70,216/mo
▼ 0.25% · 3.875%
HK$1,154,552
−HK$35,386/mo
Today · 4.125%
HK$1,189,938
baseline
▲ 0.50% · 4.625%
HK$1,262,343
+HK$72,405/mo
Deposit HK$27.28M · loan HK$245.53M · min. income ≈ HK$2,379,876/mo (50% DSR)
Upfront cash ≈ HK$45.01M (deposit + AVD stamp duty HK$17,732,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,245,679
−HK$67,301/mo
▼ 0.25% · 3.875%
HK$1,279,088
−HK$33,892/mo
Today · 4.125%
HK$1,312,980
baseline
▲ 0.50% · 4.625%
HK$1,382,188
+HK$69,208/mo
Deposit HK$27.28M · loan HK$245.53M · min. income ≈ HK$2,625,960/mo (50% DSR)
Upfront cash ≈ HK$45.01M (deposit + AVD stamp duty HK$17,732,392 · Scale 2, in force from 26 Feb 2026)