LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,223
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,159
−HK$1,966/mo
Today · 4.125%
HK$66,125
baseline
▲ 0.50% · 4.625%
HK$70,149
+HK$4,024/mo
Deposit HK$13.64M · loan HK$13.64M · min. income ≈ HK$132,250/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,159,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,223
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,079
−HK$1,883/mo
Today · 4.125%
HK$72,962
baseline
▲ 0.50% · 4.625%
HK$76,808
+HK$3,846/mo
Deposit HK$13.64M · loan HK$13.64M · min. income ≈ HK$145,924/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,159,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,668
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,990
−HK$2,360/mo
Today · 4.125%
HK$79,350
baseline
▲ 0.50% · 4.625%
HK$84,178
+HK$4,828/mo
Deposit HK$10.92M · loan HK$16.37M · min. income ≈ HK$158,700/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,159,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,067
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$85,295
−HK$2,260/mo
Today · 4.125%
HK$87,555
baseline
▲ 0.50% · 4.625%
HK$92,170
+HK$4,615/mo
Deposit HK$10.92M · loan HK$16.37M · min. income ≈ HK$175,110/mo (50% DSR)
Upfront cash ≈ HK$12.07M (deposit + AVD stamp duty HK$1,159,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,112
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$89,822
−HK$2,753/mo
Today · 4.125%
HK$92,575
baseline
▲ 0.50% · 4.625%
HK$98,208
+HK$5,633/mo
Deposit HK$8.19M · loan HK$19.10M · min. income ≈ HK$185,150/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$1,159,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,912
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$99,511
−HK$2,636/mo
Today · 4.125%
HK$102,147
baseline
▲ 0.50% · 4.625%
HK$107,532
+HK$5,385/mo
Deposit HK$8.19M · loan HK$19.10M · min. income ≈ HK$204,294/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$1,159,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,002
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$115,485
−HK$3,540/mo
Today · 4.125%
HK$119,025
baseline
▲ 0.50% · 4.625%
HK$126,267
+HK$7,242/mo
Deposit HK$2.73M · loan HK$24.56M · min. income ≈ HK$238,050/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,159,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,601
−HK$6,731/mo
▼ 0.25% · 3.875%
HK$127,942
−HK$3,390/mo
Today · 4.125%
HK$131,332
baseline
▲ 0.50% · 4.625%
HK$138,255
+HK$6,923/mo
Deposit HK$2.73M · loan HK$24.56M · min. income ≈ HK$262,664/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,159,730 · Scale 2, in force from 26 Feb 2026)