LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,251
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,187
−HK$1,968/mo
Today · 4.125%
HK$66,155
baseline
▲ 0.50% · 4.625%
HK$70,180
+HK$4,025/mo
Deposit HK$13.65M · loan HK$13.65M · min. income ≈ HK$132,310/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,160,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,254
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,111
−HK$1,884/mo
Today · 4.125%
HK$72,995
baseline
▲ 0.50% · 4.625%
HK$76,843
+HK$3,848/mo
Deposit HK$13.65M · loan HK$13.65M · min. income ≈ HK$145,990/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,160,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,701
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$77,025
−HK$2,361/mo
Today · 4.125%
HK$79,386
baseline
▲ 0.50% · 4.625%
HK$84,216
+HK$4,830/mo
Deposit HK$10.92M · loan HK$16.38M · min. income ≈ HK$158,772/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,160,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,104
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$85,333
−HK$2,261/mo
Today · 4.125%
HK$87,594
baseline
▲ 0.50% · 4.625%
HK$92,212
+HK$4,618/mo
Deposit HK$10.92M · loan HK$16.38M · min. income ≈ HK$175,188/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,160,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,152
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$89,862
−HK$2,755/mo
Today · 4.125%
HK$92,617
baseline
▲ 0.50% · 4.625%
HK$98,252
+HK$5,635/mo
Deposit HK$8.19M · loan HK$19.11M · min. income ≈ HK$185,234/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$1,160,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,955
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$99,556
−HK$2,637/mo
Today · 4.125%
HK$102,193
baseline
▲ 0.50% · 4.625%
HK$107,580
+HK$5,387/mo
Deposit HK$8.19M · loan HK$19.11M · min. income ≈ HK$204,386/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$1,160,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,052
−HK$7,027/mo
▼ 0.25% · 3.875%
HK$115,537
−HK$3,542/mo
Today · 4.125%
HK$119,079
baseline
▲ 0.50% · 4.625%
HK$126,324
+HK$7,245/mo
Deposit HK$2.73M · loan HK$24.57M · min. income ≈ HK$238,158/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,160,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,657
−HK$6,735/mo
▼ 0.25% · 3.875%
HK$128,000
−HK$3,392/mo
Today · 4.125%
HK$131,392
baseline
▲ 0.50% · 4.625%
HK$138,317
+HK$6,925/mo
Deposit HK$2.73M · loan HK$24.57M · min. income ≈ HK$262,784/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,160,252 · Scale 2, in force from 26 Feb 2026)