LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,257
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,194
−HK$1,967/mo
Today · 4.125%
HK$66,161
baseline
▲ 0.50% · 4.625%
HK$70,187
+HK$4,026/mo
Deposit HK$13.65M · loan HK$13.65M · min. income ≈ HK$132,322/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,160,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,261
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,118
−HK$1,885/mo
Today · 4.125%
HK$73,003
baseline
▲ 0.50% · 4.625%
HK$76,851
+HK$3,848/mo
Deposit HK$13.65M · loan HK$13.65M · min. income ≈ HK$146,006/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,160,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,709
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$77,033
−HK$2,361/mo
Today · 4.125%
HK$79,394
baseline
▲ 0.50% · 4.625%
HK$84,225
+HK$4,831/mo
Deposit HK$10.92M · loan HK$16.38M · min. income ≈ HK$158,788/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,160,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,113
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$85,342
−HK$2,261/mo
Today · 4.125%
HK$87,603
baseline
▲ 0.50% · 4.625%
HK$92,221
+HK$4,618/mo
Deposit HK$10.92M · loan HK$16.38M · min. income ≈ HK$175,206/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,160,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,160
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$89,871
−HK$2,755/mo
Today · 4.125%
HK$92,626
baseline
▲ 0.50% · 4.625%
HK$98,262
+HK$5,636/mo
Deposit HK$8.19M · loan HK$19.11M · min. income ≈ HK$185,252/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$1,160,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,965
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$99,565
−HK$2,639/mo
Today · 4.125%
HK$102,204
baseline
▲ 0.50% · 4.625%
HK$107,591
+HK$5,387/mo
Deposit HK$8.19M · loan HK$19.11M · min. income ≈ HK$204,408/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$1,160,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,063
−HK$7,027/mo
▼ 0.25% · 3.875%
HK$115,549
−HK$3,541/mo
Today · 4.125%
HK$119,090
baseline
▲ 0.50% · 4.625%
HK$126,337
+HK$7,247/mo
Deposit HK$2.73M · loan HK$24.57M · min. income ≈ HK$238,180/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,160,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,669
−HK$6,736/mo
▼ 0.25% · 3.875%
HK$128,013
−HK$3,392/mo
Today · 4.125%
HK$131,405
baseline
▲ 0.50% · 4.625%
HK$138,331
+HK$6,926/mo
Deposit HK$2.73M · loan HK$24.57M · min. income ≈ HK$262,810/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,160,367 · Scale 2, in force from 26 Feb 2026)