LTV · monthly repayment
▼ 0.50% · 3.625%
HK$622,825
−HK$39,057/mo
▼ 0.25% · 3.875%
HK$642,199
−HK$19,683/mo
Today · 4.125%
HK$661,882
baseline
▲ 0.50% · 4.625%
HK$702,156
+HK$40,274/mo
Deposit HK$136.57M · loan HK$136.57M · min. income ≈ HK$1,323,764/mo (50% DSR)
Upfront cash ≈ HK$154.32M (deposit + AVD stamp duty HK$17,753,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$692,887
−HK$37,435/mo
▼ 0.25% · 3.875%
HK$711,470
−HK$18,852/mo
Today · 4.125%
HK$730,322
baseline
▲ 0.50% · 4.625%
HK$768,818
+HK$38,496/mo
Deposit HK$136.57M · loan HK$136.57M · min. income ≈ HK$1,460,644/mo (50% DSR)
Upfront cash ≈ HK$154.32M (deposit + AVD stamp duty HK$17,753,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$747,390
−HK$46,868/mo
▼ 0.25% · 3.875%
HK$770,639
−HK$23,619/mo
Today · 4.125%
HK$794,258
baseline
▲ 0.50% · 4.625%
HK$842,587
+HK$48,329/mo
Deposit HK$109.26M · loan HK$163.88M · min. income ≈ HK$1,588,516/mo (50% DSR)
Upfront cash ≈ HK$127.01M (deposit + AVD stamp duty HK$17,753,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$831,464
−HK$44,922/mo
▼ 0.25% · 3.875%
HK$853,764
−HK$22,622/mo
Today · 4.125%
HK$876,386
baseline
▲ 0.50% · 4.625%
HK$922,581
+HK$46,195/mo
Deposit HK$109.26M · loan HK$163.88M · min. income ≈ HK$1,752,772/mo (50% DSR)
Upfront cash ≈ HK$127.01M (deposit + AVD stamp duty HK$17,753,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$871,956
−HK$54,679/mo
▼ 0.25% · 3.875%
HK$899,078
−HK$27,557/mo
Today · 4.125%
HK$926,635
baseline
▲ 0.50% · 4.625%
HK$983,018
+HK$56,383/mo
Deposit HK$81.94M · loan HK$191.20M · min. income ≈ HK$1,853,270/mo (50% DSR)
Upfront cash ≈ HK$99.70M (deposit + AVD stamp duty HK$17,753,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$970,042
−HK$52,408/mo
▼ 0.25% · 3.875%
HK$996,058
−HK$26,392/mo
Today · 4.125%
HK$1,022,450
baseline
▲ 0.50% · 4.625%
HK$1,076,345
+HK$53,895/mo
Deposit HK$81.94M · loan HK$191.20M · min. income ≈ HK$2,044,900/mo (50% DSR)
Upfront cash ≈ HK$99.70M (deposit + AVD stamp duty HK$17,753,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,121,086
−HK$70,302/mo
▼ 0.25% · 3.875%
HK$1,155,958
−HK$35,430/mo
Today · 4.125%
HK$1,191,388
baseline
▲ 0.50% · 4.625%
HK$1,263,881
+HK$72,493/mo
Deposit HK$27.31M · loan HK$245.82M · min. income ≈ HK$2,382,776/mo (50% DSR)
Upfront cash ≈ HK$45.07M (deposit + AVD stamp duty HK$17,753,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,247,197
−HK$67,382/mo
▼ 0.25% · 3.875%
HK$1,280,646
−HK$33,933/mo
Today · 4.125%
HK$1,314,579
baseline
▲ 0.50% · 4.625%
HK$1,383,872
+HK$69,293/mo
Deposit HK$27.31M · loan HK$245.82M · min. income ≈ HK$2,629,158/mo (50% DSR)
Upfront cash ≈ HK$45.07M (deposit + AVD stamp duty HK$17,753,991 · Scale 2, in force from 26 Feb 2026)