LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,283
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,220
−HK$1,969/mo
Today · 4.125%
HK$66,189
baseline
▲ 0.50% · 4.625%
HK$70,216
+HK$4,027/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$132,378/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,160,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,289
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,148
−HK$1,885/mo
Today · 4.125%
HK$73,033
baseline
▲ 0.50% · 4.625%
HK$76,882
+HK$3,849/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$146,066/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,160,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,740
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,064
−HK$2,362/mo
Today · 4.125%
HK$79,426
baseline
▲ 0.50% · 4.625%
HK$84,259
+HK$4,833/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$158,852/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,160,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,147
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,377
−HK$2,262/mo
Today · 4.125%
HK$87,639
baseline
▲ 0.50% · 4.625%
HK$92,259
+HK$4,620/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$175,278/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,160,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,196
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,909
−HK$2,755/mo
Today · 4.125%
HK$92,664
baseline
▲ 0.50% · 4.625%
HK$98,303
+HK$5,639/mo
Deposit HK$8.19M · loan HK$19.12M · min. income ≈ HK$185,328/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,160,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,005
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,607
−HK$2,639/mo
Today · 4.125%
HK$102,246
baseline
▲ 0.50% · 4.625%
HK$107,635
+HK$5,389/mo
Deposit HK$8.19M · loan HK$19.12M · min. income ≈ HK$204,492/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,160,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,109
−HK$7,031/mo
▼ 0.25% · 3.875%
HK$115,597
−HK$3,543/mo
Today · 4.125%
HK$119,140
baseline
▲ 0.50% · 4.625%
HK$126,389
+HK$7,249/mo
Deposit HK$2.73M · loan HK$24.58M · min. income ≈ HK$238,280/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,160,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,721
−HK$6,738/mo
▼ 0.25% · 3.875%
HK$128,066
−HK$3,393/mo
Today · 4.125%
HK$131,459
baseline
▲ 0.50% · 4.625%
HK$138,388
+HK$6,929/mo
Deposit HK$2.73M · loan HK$24.58M · min. income ≈ HK$262,918/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,160,847 · Scale 2, in force from 26 Feb 2026)