LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,292
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,230
−HK$1,968/mo
Today · 4.125%
HK$66,198
baseline
▲ 0.50% · 4.625%
HK$70,226
+HK$4,028/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$132,396/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,161,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,299
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,158
−HK$1,885/mo
Today · 4.125%
HK$73,043
baseline
▲ 0.50% · 4.625%
HK$76,893
+HK$3,850/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$146,086/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,161,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,750
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,076
−HK$2,362/mo
Today · 4.125%
HK$79,438
baseline
▲ 0.50% · 4.625%
HK$84,271
+HK$4,833/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$158,876/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,159
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,389
−HK$2,263/mo
Today · 4.125%
HK$87,652
baseline
▲ 0.50% · 4.625%
HK$92,272
+HK$4,620/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$175,304/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,209
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$89,921
−HK$2,757/mo
Today · 4.125%
HK$92,678
baseline
▲ 0.50% · 4.625%
HK$98,317
+HK$5,639/mo
Deposit HK$8.20M · loan HK$19.12M · min. income ≈ HK$185,356/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,019
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,621
−HK$2,639/mo
Today · 4.125%
HK$102,260
baseline
▲ 0.50% · 4.625%
HK$107,651
+HK$5,391/mo
Deposit HK$8.20M · loan HK$19.12M · min. income ≈ HK$204,520/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,126
−HK$7,031/mo
▼ 0.25% · 3.875%
HK$115,613
−HK$3,544/mo
Today · 4.125%
HK$119,157
baseline
▲ 0.50% · 4.625%
HK$126,407
+HK$7,250/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$238,314/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,739
−HK$6,739/mo
▼ 0.25% · 3.875%
HK$128,084
−HK$3,394/mo
Today · 4.125%
HK$131,478
baseline
▲ 0.50% · 4.625%
HK$138,408
+HK$6,930/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$262,956/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,014 · Scale 2, in force from 26 Feb 2026)