LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,297
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,235
−HK$1,969/mo
Today · 4.125%
HK$66,204
baseline
▲ 0.50% · 4.625%
HK$70,232
+HK$4,028/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$132,408/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,161,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,305
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,164
−HK$1,885/mo
Today · 4.125%
HK$73,049
baseline
▲ 0.50% · 4.625%
HK$76,900
+HK$3,851/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$146,098/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,161,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,757
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,082
−HK$2,363/mo
Today · 4.125%
HK$79,445
baseline
▲ 0.50% · 4.625%
HK$84,279
+HK$4,834/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$158,890/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,166
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,397
−HK$2,262/mo
Today · 4.125%
HK$87,659
baseline
▲ 0.50% · 4.625%
HK$92,280
+HK$4,621/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$175,318/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,216
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$89,929
−HK$2,756/mo
Today · 4.125%
HK$92,685
baseline
▲ 0.50% · 4.625%
HK$98,325
+HK$5,640/mo
Deposit HK$8.20M · loan HK$19.12M · min. income ≈ HK$185,370/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,027
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,629
−HK$2,640/mo
Today · 4.125%
HK$102,269
baseline
▲ 0.50% · 4.625%
HK$107,660
+HK$5,391/mo
Deposit HK$8.20M · loan HK$19.12M · min. income ≈ HK$204,538/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,135
−HK$7,032/mo
▼ 0.25% · 3.875%
HK$115,623
−HK$3,544/mo
Today · 4.125%
HK$119,167
baseline
▲ 0.50% · 4.625%
HK$126,418
+HK$7,251/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$238,334/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,749
−HK$6,740/mo
▼ 0.25% · 3.875%
HK$128,095
−HK$3,394/mo
Today · 4.125%
HK$131,489
baseline
▲ 0.50% · 4.625%
HK$138,420
+HK$6,931/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$262,978/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,112 · Scale 2, in force from 26 Feb 2026)