LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,299
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,236
−HK$1,969/mo
Today · 4.125%
HK$66,205
baseline
▲ 0.50% · 4.625%
HK$70,234
+HK$4,029/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$132,410/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,161,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,307
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,165
−HK$1,886/mo
Today · 4.125%
HK$73,051
baseline
▲ 0.50% · 4.625%
HK$76,902
+HK$3,851/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$146,102/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,161,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,758
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,084
−HK$2,362/mo
Today · 4.125%
HK$79,446
baseline
▲ 0.50% · 4.625%
HK$84,280
+HK$4,834/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$158,892/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,168
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,398
−HK$2,263/mo
Today · 4.125%
HK$87,661
baseline
▲ 0.50% · 4.625%
HK$92,282
+HK$4,621/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$175,322/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,218
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$89,931
−HK$2,756/mo
Today · 4.125%
HK$92,687
baseline
▲ 0.50% · 4.625%
HK$98,327
+HK$5,640/mo
Deposit HK$8.20M · loan HK$19.12M · min. income ≈ HK$185,374/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,029
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,631
−HK$2,640/mo
Today · 4.125%
HK$102,271
baseline
▲ 0.50% · 4.625%
HK$107,662
+HK$5,391/mo
Deposit HK$8.20M · loan HK$19.12M · min. income ≈ HK$204,542/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,137
−HK$7,032/mo
▼ 0.25% · 3.875%
HK$115,625
−HK$3,544/mo
Today · 4.125%
HK$119,169
baseline
▲ 0.50% · 4.625%
HK$126,421
+HK$7,252/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$238,338/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,752
−HK$6,740/mo
▼ 0.25% · 3.875%
HK$128,097
−HK$3,395/mo
Today · 4.125%
HK$131,492
baseline
▲ 0.50% · 4.625%
HK$138,423
+HK$6,931/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$262,984/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,137 · Scale 2, in force from 26 Feb 2026)