LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,304
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,242
−HK$1,969/mo
Today · 4.125%
HK$66,211
baseline
▲ 0.50% · 4.625%
HK$70,240
+HK$4,029/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$132,422/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,161,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,313
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,172
−HK$1,885/mo
Today · 4.125%
HK$73,057
baseline
▲ 0.50% · 4.625%
HK$76,908
+HK$3,851/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$146,114/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,161,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,765
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,091
−HK$2,362/mo
Today · 4.125%
HK$79,453
baseline
▲ 0.50% · 4.625%
HK$84,288
+HK$4,835/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$158,906/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,175
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,406
−HK$2,263/mo
Today · 4.125%
HK$87,669
baseline
▲ 0.50% · 4.625%
HK$92,290
+HK$4,621/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$175,338/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,226
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$89,939
−HK$2,757/mo
Today · 4.125%
HK$92,696
baseline
▲ 0.50% · 4.625%
HK$98,336
+HK$5,640/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$185,392/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,038
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,640
−HK$2,640/mo
Today · 4.125%
HK$102,280
baseline
▲ 0.50% · 4.625%
HK$107,672
+HK$5,392/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$204,560/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,147
−HK$7,033/mo
▼ 0.25% · 3.875%
HK$115,636
−HK$3,544/mo
Today · 4.125%
HK$119,180
baseline
▲ 0.50% · 4.625%
HK$126,432
+HK$7,252/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$238,360/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,763
−HK$6,740/mo
▼ 0.25% · 3.875%
HK$128,109
−HK$3,394/mo
Today · 4.125%
HK$131,503
baseline
▲ 0.50% · 4.625%
HK$138,435
+HK$6,932/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$263,006/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,241 · Scale 2, in force from 26 Feb 2026)