LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,306
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,245
−HK$1,969/mo
Today · 4.125%
HK$66,214
baseline
▲ 0.50% · 4.625%
HK$70,243
+HK$4,029/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$132,428/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,161,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,315
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,174
−HK$1,886/mo
Today · 4.125%
HK$73,060
baseline
▲ 0.50% · 4.625%
HK$76,911
+HK$3,851/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$146,120/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,161,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,768
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,093
−HK$2,363/mo
Today · 4.125%
HK$79,456
baseline
▲ 0.50% · 4.625%
HK$84,291
+HK$4,835/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$158,912/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,178
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,409
−HK$2,263/mo
Today · 4.125%
HK$87,672
baseline
▲ 0.50% · 4.625%
HK$92,294
+HK$4,622/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$175,344/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,229
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$89,942
−HK$2,757/mo
Today · 4.125%
HK$92,699
baseline
▲ 0.50% · 4.625%
HK$98,340
+HK$5,641/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$185,398/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,041
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$99,644
−HK$2,640/mo
Today · 4.125%
HK$102,284
baseline
▲ 0.50% · 4.625%
HK$107,676
+HK$5,392/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$204,568/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,152
−HK$7,033/mo
▼ 0.25% · 3.875%
HK$115,640
−HK$3,545/mo
Today · 4.125%
HK$119,185
baseline
▲ 0.50% · 4.625%
HK$126,437
+HK$7,252/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$238,370/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,768
−HK$6,740/mo
▼ 0.25% · 3.875%
HK$128,114
−HK$3,394/mo
Today · 4.125%
HK$131,508
baseline
▲ 0.50% · 4.625%
HK$138,440
+HK$6,932/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$263,016/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,284 · Scale 2, in force from 26 Feb 2026)