LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,307
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,245
−HK$1,969/mo
Today · 4.125%
HK$66,214
baseline
▲ 0.50% · 4.625%
HK$70,243
+HK$4,029/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$132,428/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,161,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,316
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,175
−HK$1,886/mo
Today · 4.125%
HK$73,061
baseline
▲ 0.50% · 4.625%
HK$76,912
+HK$3,851/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$146,122/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,161,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,769
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,094
−HK$2,363/mo
Today · 4.125%
HK$79,457
baseline
▲ 0.50% · 4.625%
HK$84,292
+HK$4,835/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$158,914/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,179
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,410
−HK$2,263/mo
Today · 4.125%
HK$87,673
baseline
▲ 0.50% · 4.625%
HK$92,295
+HK$4,622/mo
Deposit HK$10.93M · loan HK$16.39M · min. income ≈ HK$175,346/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,230
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$89,943
−HK$2,757/mo
Today · 4.125%
HK$92,700
baseline
▲ 0.50% · 4.625%
HK$98,341
+HK$5,641/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$185,400/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,042
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$99,645
−HK$2,640/mo
Today · 4.125%
HK$102,285
baseline
▲ 0.50% · 4.625%
HK$107,677
+HK$5,392/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$204,570/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,153
−HK$7,033/mo
▼ 0.25% · 3.875%
HK$115,641
−HK$3,545/mo
Today · 4.125%
HK$119,186
baseline
▲ 0.50% · 4.625%
HK$126,438
+HK$7,252/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$238,372/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,769
−HK$6,741/mo
▼ 0.25% · 3.875%
HK$128,115
−HK$3,395/mo
Today · 4.125%
HK$131,510
baseline
▲ 0.50% · 4.625%
HK$138,442
+HK$6,932/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$263,020/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,296 · Scale 2, in force from 26 Feb 2026)