LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,313
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,252
−HK$1,969/mo
Today · 4.125%
HK$66,221
baseline
▲ 0.50% · 4.625%
HK$70,250
+HK$4,029/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$132,442/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,323
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,182
−HK$1,886/mo
Today · 4.125%
HK$73,068
baseline
▲ 0.50% · 4.625%
HK$76,920
+HK$3,852/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$146,136/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,776
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,102
−HK$2,363/mo
Today · 4.125%
HK$79,465
baseline
▲ 0.50% · 4.625%
HK$84,300
+HK$4,835/mo
Deposit HK$10.93M · loan HK$16.40M · min. income ≈ HK$158,930/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,188
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$85,419
−HK$2,263/mo
Today · 4.125%
HK$87,682
baseline
▲ 0.50% · 4.625%
HK$92,304
+HK$4,622/mo
Deposit HK$10.93M · loan HK$16.40M · min. income ≈ HK$175,364/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,239
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$89,952
−HK$2,757/mo
Today · 4.125%
HK$92,709
baseline
▲ 0.50% · 4.625%
HK$98,350
+HK$5,641/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$185,418/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,052
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,655
−HK$2,641/mo
Today · 4.125%
HK$102,296
baseline
▲ 0.50% · 4.625%
HK$107,688
+HK$5,392/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$204,592/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,164
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$115,653
−HK$3,545/mo
Today · 4.125%
HK$119,198
baseline
▲ 0.50% · 4.625%
HK$126,451
+HK$7,253/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$238,396/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,781
−HK$6,742/mo
▼ 0.25% · 3.875%
HK$128,128
−HK$3,395/mo
Today · 4.125%
HK$131,523
baseline
▲ 0.50% · 4.625%
HK$138,456
+HK$6,933/mo
Deposit HK$2.73M · loan HK$24.59M · min. income ≈ HK$263,046/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,412 · Scale 2, in force from 26 Feb 2026)