LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,318
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,257
−HK$1,969/mo
Today · 4.125%
HK$66,226
baseline
▲ 0.50% · 4.625%
HK$70,256
+HK$4,030/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$132,452/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,329
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,188
−HK$1,886/mo
Today · 4.125%
HK$73,074
baseline
▲ 0.50% · 4.625%
HK$76,926
+HK$3,852/mo
Deposit HK$13.66M · loan HK$13.66M · min. income ≈ HK$146,148/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,782
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,108
−HK$2,364/mo
Today · 4.125%
HK$79,472
baseline
▲ 0.50% · 4.625%
HK$84,307
+HK$4,835/mo
Deposit HK$10.93M · loan HK$16.40M · min. income ≈ HK$158,944/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,194
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,426
−HK$2,263/mo
Today · 4.125%
HK$87,689
baseline
▲ 0.50% · 4.625%
HK$92,311
+HK$4,622/mo
Deposit HK$10.93M · loan HK$16.40M · min. income ≈ HK$175,378/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,246
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$89,960
−HK$2,757/mo
Today · 4.125%
HK$92,717
baseline
▲ 0.50% · 4.625%
HK$98,358
+HK$5,641/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$185,434/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,060
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,663
−HK$2,641/mo
Today · 4.125%
HK$102,304
baseline
▲ 0.50% · 4.625%
HK$107,697
+HK$5,393/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$204,608/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,173
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$115,662
−HK$3,545/mo
Today · 4.125%
HK$119,207
baseline
▲ 0.50% · 4.625%
HK$126,461
+HK$7,254/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$238,414/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,792
−HK$6,742/mo
▼ 0.25% · 3.875%
HK$128,138
−HK$3,396/mo
Today · 4.125%
HK$131,534
baseline
▲ 0.50% · 4.625%
HK$138,467
+HK$6,933/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$263,068/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,507 · Scale 2, in force from 26 Feb 2026)