LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,326
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,264
−HK$1,970/mo
Today · 4.125%
HK$66,234
baseline
▲ 0.50% · 4.625%
HK$70,264
+HK$4,030/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$132,468/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,337
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,196
−HK$1,887/mo
Today · 4.125%
HK$73,083
baseline
▲ 0.50% · 4.625%
HK$76,935
+HK$3,852/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$146,166/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,791
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,117
−HK$2,364/mo
Today · 4.125%
HK$79,481
baseline
▲ 0.50% · 4.625%
HK$84,317
+HK$4,836/mo
Deposit HK$10.93M · loan HK$16.40M · min. income ≈ HK$158,962/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,204
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,435
−HK$2,264/mo
Today · 4.125%
HK$87,699
baseline
▲ 0.50% · 4.625%
HK$92,322
+HK$4,623/mo
Deposit HK$10.93M · loan HK$16.40M · min. income ≈ HK$175,398/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,161,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,256
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,970
−HK$2,758/mo
Today · 4.125%
HK$92,728
baseline
▲ 0.50% · 4.625%
HK$98,370
+HK$5,642/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$185,456/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,071
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$99,675
−HK$2,641/mo
Today · 4.125%
HK$102,316
baseline
▲ 0.50% · 4.625%
HK$107,709
+HK$5,393/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$204,632/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,186
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$115,676
−HK$3,545/mo
Today · 4.125%
HK$119,221
baseline
▲ 0.50% · 4.625%
HK$126,475
+HK$7,254/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$238,442/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,806
−HK$6,743/mo
▼ 0.25% · 3.875%
HK$128,153
−HK$3,396/mo
Today · 4.125%
HK$131,549
baseline
▲ 0.50% · 4.625%
HK$138,483
+HK$6,934/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$263,098/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$1,161,641 · Scale 2, in force from 26 Feb 2026)