LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,329
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,268
−HK$1,970/mo
Today · 4.125%
HK$66,238
baseline
▲ 0.50% · 4.625%
HK$70,268
+HK$4,030/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$132,476/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,341
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,200
−HK$1,887/mo
Today · 4.125%
HK$73,087
baseline
▲ 0.50% · 4.625%
HK$76,939
+HK$3,852/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$146,174/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,795
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,122
−HK$2,363/mo
Today · 4.125%
HK$79,485
baseline
▲ 0.50% · 4.625%
HK$84,322
+HK$4,837/mo
Deposit HK$10.93M · loan HK$16.40M · min. income ≈ HK$158,970/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,161,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,209
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,440
−HK$2,264/mo
Today · 4.125%
HK$87,704
baseline
▲ 0.50% · 4.625%
HK$92,327
+HK$4,623/mo
Deposit HK$10.93M · loan HK$16.40M · min. income ≈ HK$175,408/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,161,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,261
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,975
−HK$2,758/mo
Today · 4.125%
HK$92,733
baseline
▲ 0.50% · 4.625%
HK$98,376
+HK$5,643/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$185,466/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,077
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$99,681
−HK$2,641/mo
Today · 4.125%
HK$102,322
baseline
▲ 0.50% · 4.625%
HK$107,715
+HK$5,393/mo
Deposit HK$8.20M · loan HK$19.13M · min. income ≈ HK$204,644/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,193
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$115,683
−HK$3,545/mo
Today · 4.125%
HK$119,228
baseline
▲ 0.50% · 4.625%
HK$126,483
+HK$7,255/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$238,456/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,161,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,813
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$128,161
−HK$3,396/mo
Today · 4.125%
HK$131,557
baseline
▲ 0.50% · 4.625%
HK$138,491
+HK$6,934/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$263,114/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,161,710 · Scale 2, in force from 26 Feb 2026)