LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,333
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,272
−HK$1,970/mo
Today · 4.125%
HK$66,242
baseline
▲ 0.50% · 4.625%
HK$70,273
+HK$4,031/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$132,484/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,345
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,205
−HK$1,887/mo
Today · 4.125%
HK$73,092
baseline
▲ 0.50% · 4.625%
HK$76,944
+HK$3,852/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$146,184/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,800
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,127
−HK$2,363/mo
Today · 4.125%
HK$79,490
baseline
▲ 0.50% · 4.625%
HK$84,327
+HK$4,837/mo
Deposit HK$10.93M · loan HK$16.40M · min. income ≈ HK$158,980/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,161,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,214
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,446
−HK$2,264/mo
Today · 4.125%
HK$87,710
baseline
▲ 0.50% · 4.625%
HK$92,333
+HK$4,623/mo
Deposit HK$10.93M · loan HK$16.40M · min. income ≈ HK$175,420/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,161,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,267
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,981
−HK$2,758/mo
Today · 4.125%
HK$92,739
baseline
▲ 0.50% · 4.625%
HK$98,382
+HK$5,643/mo
Deposit HK$8.20M · loan HK$19.14M · min. income ≈ HK$185,478/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,083
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$99,687
−HK$2,641/mo
Today · 4.125%
HK$102,328
baseline
▲ 0.50% · 4.625%
HK$107,722
+HK$5,394/mo
Deposit HK$8.20M · loan HK$19.14M · min. income ≈ HK$204,656/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,200
−HK$7,036/mo
▼ 0.25% · 3.875%
HK$115,690
−HK$3,546/mo
Today · 4.125%
HK$119,236
baseline
▲ 0.50% · 4.625%
HK$126,491
+HK$7,255/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$238,472/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,161,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,821
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$128,169
−HK$3,396/mo
Today · 4.125%
HK$131,565
baseline
▲ 0.50% · 4.625%
HK$138,500
+HK$6,935/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$263,130/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,161,783 · Scale 2, in force from 26 Feb 2026)