LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,334
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,273
−HK$1,970/mo
Today · 4.125%
HK$66,243
baseline
▲ 0.50% · 4.625%
HK$70,274
+HK$4,031/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$132,486/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,346
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,206
−HK$1,887/mo
Today · 4.125%
HK$73,093
baseline
▲ 0.50% · 4.625%
HK$76,946
+HK$3,853/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$146,186/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,801
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,128
−HK$2,364/mo
Today · 4.125%
HK$79,492
baseline
▲ 0.50% · 4.625%
HK$84,329
+HK$4,837/mo
Deposit HK$10.93M · loan HK$16.40M · min. income ≈ HK$158,984/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,161,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,215
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,447
−HK$2,264/mo
Today · 4.125%
HK$87,711
baseline
▲ 0.50% · 4.625%
HK$92,335
+HK$4,624/mo
Deposit HK$10.93M · loan HK$16.40M · min. income ≈ HK$175,422/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,161,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,268
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,982
−HK$2,758/mo
Today · 4.125%
HK$92,740
baseline
▲ 0.50% · 4.625%
HK$98,383
+HK$5,643/mo
Deposit HK$8.20M · loan HK$19.14M · min. income ≈ HK$185,480/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,085
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$99,688
−HK$2,642/mo
Today · 4.125%
HK$102,330
baseline
▲ 0.50% · 4.625%
HK$107,724
+HK$5,394/mo
Deposit HK$8.20M · loan HK$19.14M · min. income ≈ HK$204,660/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,202
−HK$7,036/mo
▼ 0.25% · 3.875%
HK$115,692
−HK$3,546/mo
Today · 4.125%
HK$119,238
baseline
▲ 0.50% · 4.625%
HK$126,493
+HK$7,255/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$238,476/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,161,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,823
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$128,171
−HK$3,396/mo
Today · 4.125%
HK$131,567
baseline
▲ 0.50% · 4.625%
HK$138,502
+HK$6,935/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$263,134/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,161,801 · Scale 2, in force from 26 Feb 2026)