LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,337
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,276
−HK$1,970/mo
Today · 4.125%
HK$66,246
baseline
▲ 0.50% · 4.625%
HK$70,277
+HK$4,031/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$132,492/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,349
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,209
−HK$1,887/mo
Today · 4.125%
HK$73,096
baseline
▲ 0.50% · 4.625%
HK$76,949
+HK$3,853/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$146,192/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,804
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,131
−HK$2,364/mo
Today · 4.125%
HK$79,495
baseline
▲ 0.50% · 4.625%
HK$84,332
+HK$4,837/mo
Deposit HK$10.94M · loan HK$16.40M · min. income ≈ HK$158,990/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,161,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,219
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,451
−HK$2,264/mo
Today · 4.125%
HK$87,715
baseline
▲ 0.50% · 4.625%
HK$92,339
+HK$4,624/mo
Deposit HK$10.94M · loan HK$16.40M · min. income ≈ HK$175,430/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,161,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,272
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,986
−HK$2,758/mo
Today · 4.125%
HK$92,744
baseline
▲ 0.50% · 4.625%
HK$98,388
+HK$5,644/mo
Deposit HK$8.20M · loan HK$19.14M · min. income ≈ HK$185,488/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,089
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$99,693
−HK$2,641/mo
Today · 4.125%
HK$102,334
baseline
▲ 0.50% · 4.625%
HK$107,729
+HK$5,395/mo
Deposit HK$8.20M · loan HK$19.14M · min. income ≈ HK$204,668/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,207
−HK$7,036/mo
▼ 0.25% · 3.875%
HK$115,697
−HK$3,546/mo
Today · 4.125%
HK$119,243
baseline
▲ 0.50% · 4.625%
HK$126,499
+HK$7,256/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$238,486/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,161,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,829
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$128,176
−HK$3,397/mo
Today · 4.125%
HK$131,573
baseline
▲ 0.50% · 4.625%
HK$138,508
+HK$6,935/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$263,146/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,161,853 · Scale 2, in force from 26 Feb 2026)