LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,340
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,279
−HK$1,970/mo
Today · 4.125%
HK$66,249
baseline
▲ 0.50% · 4.625%
HK$70,280
+HK$4,031/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$132,498/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,352
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,212
−HK$1,887/mo
Today · 4.125%
HK$73,099
baseline
▲ 0.50% · 4.625%
HK$76,952
+HK$3,853/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$146,198/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,807
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,134
−HK$2,365/mo
Today · 4.125%
HK$79,499
baseline
▲ 0.50% · 4.625%
HK$84,336
+HK$4,837/mo
Deposit HK$10.94M · loan HK$16.40M · min. income ≈ HK$158,998/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,161,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,223
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,454
−HK$2,265/mo
Today · 4.125%
HK$87,719
baseline
▲ 0.50% · 4.625%
HK$92,343
+HK$4,624/mo
Deposit HK$10.94M · loan HK$16.40M · min. income ≈ HK$175,438/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,161,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,275
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$89,990
−HK$2,758/mo
Today · 4.125%
HK$92,748
baseline
▲ 0.50% · 4.625%
HK$98,392
+HK$5,644/mo
Deposit HK$8.20M · loan HK$19.14M · min. income ≈ HK$185,496/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,093
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,697
−HK$2,642/mo
Today · 4.125%
HK$102,339
baseline
▲ 0.50% · 4.625%
HK$107,733
+HK$5,394/mo
Deposit HK$8.20M · loan HK$19.14M · min. income ≈ HK$204,678/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,211
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$115,702
−HK$3,546/mo
Today · 4.125%
HK$119,248
baseline
▲ 0.50% · 4.625%
HK$126,504
+HK$7,256/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$238,496/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,161,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,834
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$128,182
−HK$3,396/mo
Today · 4.125%
HK$131,578
baseline
▲ 0.50% · 4.625%
HK$138,514
+HK$6,936/mo
Deposit HK$2.73M · loan HK$24.60M · min. income ≈ HK$263,156/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,161,900 · Scale 2, in force from 26 Feb 2026)