LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,342
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,281
−HK$1,970/mo
Today · 4.125%
HK$66,251
baseline
▲ 0.50% · 4.625%
HK$70,283
+HK$4,032/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$132,502/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,355
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,215
−HK$1,887/mo
Today · 4.125%
HK$73,102
baseline
▲ 0.50% · 4.625%
HK$76,955
+HK$3,853/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$146,204/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,161,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,810
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,137
−HK$2,365/mo
Today · 4.125%
HK$79,502
baseline
▲ 0.50% · 4.625%
HK$84,339
+HK$4,837/mo
Deposit HK$10.94M · loan HK$16.40M · min. income ≈ HK$159,004/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,161,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,226
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,458
−HK$2,264/mo
Today · 4.125%
HK$87,722
baseline
▲ 0.50% · 4.625%
HK$92,346
+HK$4,624/mo
Deposit HK$10.94M · loan HK$16.40M · min. income ≈ HK$175,444/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,161,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,279
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$89,994
−HK$2,758/mo
Today · 4.125%
HK$92,752
baseline
▲ 0.50% · 4.625%
HK$98,396
+HK$5,644/mo
Deposit HK$8.20M · loan HK$19.14M · min. income ≈ HK$185,504/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,097
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,701
−HK$2,642/mo
Today · 4.125%
HK$102,343
baseline
▲ 0.50% · 4.625%
HK$107,737
+HK$5,394/mo
Deposit HK$8.20M · loan HK$19.14M · min. income ≈ HK$204,686/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,161,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,216
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$115,706
−HK$3,547/mo
Today · 4.125%
HK$119,253
baseline
▲ 0.50% · 4.625%
HK$126,509
+HK$7,256/mo
Deposit HK$2.73M · loan HK$24.61M · min. income ≈ HK$238,506/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,161,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,839
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$128,187
−HK$3,396/mo
Today · 4.125%
HK$131,583
baseline
▲ 0.50% · 4.625%
HK$138,519
+HK$6,936/mo
Deposit HK$2.73M · loan HK$24.61M · min. income ≈ HK$263,166/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,161,947 · Scale 2, in force from 26 Feb 2026)