LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,346
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,285
−HK$1,971/mo
Today · 4.125%
HK$66,256
baseline
▲ 0.50% · 4.625%
HK$70,287
+HK$4,031/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$132,512/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,162,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,359
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,219
−HK$1,887/mo
Today · 4.125%
HK$73,106
baseline
▲ 0.50% · 4.625%
HK$76,960
+HK$3,854/mo
Deposit HK$13.67M · loan HK$13.67M · min. income ≈ HK$146,212/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,162,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,815
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,142
−HK$2,365/mo
Today · 4.125%
HK$79,507
baseline
▲ 0.50% · 4.625%
HK$84,344
+HK$4,837/mo
Deposit HK$10.94M · loan HK$16.40M · min. income ≈ HK$159,014/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,162,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,231
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,463
−HK$2,265/mo
Today · 4.125%
HK$87,728
baseline
▲ 0.50% · 4.625%
HK$92,352
+HK$4,624/mo
Deposit HK$10.94M · loan HK$16.40M · min. income ≈ HK$175,456/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,162,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,284
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$89,999
−HK$2,759/mo
Today · 4.125%
HK$92,758
baseline
▲ 0.50% · 4.625%
HK$98,402
+HK$5,644/mo
Deposit HK$8.20M · loan HK$19.14M · min. income ≈ HK$185,516/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,162,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,103
−HK$5,246/mo
▼ 0.25% · 3.875%
HK$99,707
−HK$2,642/mo
Today · 4.125%
HK$102,349
baseline
▲ 0.50% · 4.625%
HK$107,744
+HK$5,395/mo
Deposit HK$8.20M · loan HK$19.14M · min. income ≈ HK$204,698/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$1,162,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,223
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$115,713
−HK$3,547/mo
Today · 4.125%
HK$119,260
baseline
▲ 0.50% · 4.625%
HK$126,517
+HK$7,257/mo
Deposit HK$2.73M · loan HK$24.61M · min. income ≈ HK$238,520/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,162,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,847
−HK$6,745/mo
▼ 0.25% · 3.875%
HK$128,195
−HK$3,397/mo
Today · 4.125%
HK$131,592
baseline
▲ 0.50% · 4.625%
HK$138,528
+HK$6,936/mo
Deposit HK$2.73M · loan HK$24.61M · min. income ≈ HK$263,184/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,162,019 · Scale 2, in force from 26 Feb 2026)